The Retirement Thread

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Dave7

Legendary Member
Location
Cheshire
Lunch had. Just a bowl of rice with fish sticks and a few cherry tomatoes.

Fish sticks.?? Are they like crab sticks?
 
OP
OP
Dirk

Dirk

If 6 Was 9
Location
Watchet
MrsD decided that we needed to in out for a walk to see the snow, so we had a drive up to Chargot woods.
Very pretty but bloody freezing!

IMG-20250109-WA0000.jpeg


Retired to the Star for a pint and a hot bowl of soup.

IMG_20250109_122730248_HDR.jpg
 

Mo1959

Legendary Member
My alarm is set for 02:50 for the next two days 😢

I think the only time I set my alarm that early was to drive down to Cornwall. :laugh:
 

Tenkaykev

Guru
Location
Poole
My wireless thermometer tells me that it is 10.5 degrees in our unheated outhouse. This is where our battery and solar inverter live and that's what's keeping the temperature up, the battery is 14 degrees and fully charged, with the inverter at 28 degrees and currently exporting just over 3kW to the grid.
With the arrival of the December bill I was able to work out last years energy costs. £272. This includes the standing charges for gas and electricity which totalled £276, so in effect we're practically energy neutral.
 

gbb

Squire
Location
Peterborough
Arghh, going through two inactive former works pensions, deciding what to do with them. One is going into drawdown...the other ?
I hate trying to second guess what outcomes might arise.
In other new - all our money worries have been sorted
found this following email in a spam folder of a hotmail account I hardly ever use

International Monetary Fund (IMF)
Office of the Special Representative to the UN.
Head quarters,

Letter Of Compensation / Settlement.


Attn: Beneficiary,


Please bear with us for making this initial contact through email, it is due to the urgency of this notification, since we are unable to reach your telephone line and to officially bring to your notice about your payment file in which you are listed as a beneficiary to the International Monetary Fund (IMF) and United Nations Compensation Program of US$10,500,000.00, this Compensation Program is organized Seasonal for victims of internet scams, disasters(earthquakes, hurricane, storm, fire), and elderly one(s) and fund payment delay in which your fund payment has been delayed by some unpatriotic officers.

In view of the above you are advised to reconfirm the information below to facilitate the immediate release of your fund.

1) Your Full Name:

2) Phone Number:

3) Home Address:

4) Profession:

5) Age:

6) Marital Status:

Thank you.

Best Regards,
Ms. Kristalina Georgieva,
Managing Director International Monetary Fund (IMF).


clearly must be real - it is from the IMF!!!

love the way they include it being compensation fro scam victims!!


anyway - when I get the millions of dollars - should I donate a few thousand to Cyclechat for its efforts in promoting the mental health of old people???

I've often wondered...who in the world falls for this carp, I mean does ANYONE actually believe it ?

Perhaps if there's a 0.5% chance it works, all they're getting Is names, addresses etc of say 5000 per million spams.
5000 names and email addresses that automatically qualify as dumbasses who's details can then be sold on.

Perhaps it does have some worth to the people who spam this kinda stuff out.

You can tell, I've given this waaaay too much thought 😀
 

Sterlo

Early Retirement Planning
Arghh, going through two inactive former works pensions, deciding what to do with them. One is going into drawdown...the other ?
I hate trying to second guess what outcomes might arise.

I've often wondered...who in the world falls for this carp, I mean does ANYONE actually believe it ?

Perhaps if there's a 0.5% chance it works, all they're getting Is names, addresses etc of say 5000 per million spams.
5000 names and email addresses that automatically qualify as dumbasses who's details can then be sold on.

Perhaps it does have some worth to the people who spam this kinda stuff out.

You can tell, I've given this waaaay too much thought 😀

What are you talking about, of course it's genuine. Just you wait until I get my £3m from that Nigerian prince, it should be through any day now, he's been promising to send it since 2017 but his money has been impounded. I've sent my details to 4 different email addresses in Nigeria now so should be in for a windfall. :hyper: :wahhey:
 

pawl

Legendary Member
Arghh, going through two inactive former works pensions, deciding what to do with them. One is going into drawdown...the other ?
I hate trying to second guess what outcomes might arise.

I've often wondered...who in the world falls for this carp, I mean does ANYONE actually believe it ?

Perhaps if there's a 0.5% chance it works, all they're getting Is names, addresses etc of say 5000 per million spams.
5000 names and email addresses that automatically qualify as dumbasses who's details can then be sold on.

Perhaps it does have some worth to the people who spam this kinda stuff out.

You can tell, I've given this waaaay too much thought 😀

Carp It does sound a bit fishy.
 

numbnuts

Legendary Member
My wireless thermometer tells me that it is 10.5 degrees in our unheated outhouse. This is where our battery and solar inverter live and that's what's keeping the temperature up, the battery is 14 degrees and fully charged, with the inverter at 28 degrees and currently exporting just over 3kW to the grid.
With the arrival of the December bill I was able to work out last years energy costs. £272. This includes the standing charges for gas and electricity which totalled £276, so in effect we're practically energy neutral.

Miliband millipede will be pleased
 
Arghh, going through two inactive former works pensions, deciding what to do with them. One is going into drawdown...the other ?
I hate trying to second guess what outcomes might arise.

I've often wondered...who in the world falls for this carp, I mean does ANYONE actually believe it ?

Perhaps if there's a 0.5% chance it works, all they're getting Is names, addresses etc of say 5000 per million spams.
5000 names and email addresses that automatically qualify as dumbasses who's details can then be sold on.

Perhaps it does have some worth to the people who spam this kinda stuff out.

You can tell, I've given this waaaay too much thought 😀

It is a very old scam - way older than the WWW although that and email have made it far easier and cheaper

Basically - you are right - maybe 0.5% chance that any given email will hook someone

but if you have a computer sending out 1 email a second then it would get one response every 200 seconds
i.e. roughly every 3 minutes
so if you have a big enough list then you would get20 hooks every hour - 480 a day

next step will loose a few more
but an experienced scammer would probably move it on slowly
but with the email I pasted they would shortly ask for a few hundred dollars (or whatever) to "release the funds" or some such rubbish
that'll loose a few more

but we are still working on maybe a dozen a day - which would amount to maybe several thousand dollars a week
which is serious money even in this country

but the earliest version I have seen was in the USA many years ago where someone was convicted of a scam where he had sent out loads of letter to people saying they had inherited etc etc etc

I even saw this myself. Many years ago - probably about 1980s - my Grandad got a letter from a "firm of solicitors" in London saying that they were a very old company and had been dealing with the execuation of the will of Catherine Parr - last wife of Henry 8th - since her death in xxxx and certain beneficiaries had never been traced.
However, the latest research suggested that my Grandfather, as the widower of my grandmother whose Maiden name was Parr, could be the missing beneficiary.
The amount couldn't be disclosed at this stage (!) but as it had been wisely invested since Catherine's death it was a sizeable sum.
etc etc etc


anyway - he asked my Dad (his Son) who said "no way" but he did mention it to me on the way home


so either this was the same thing or you lot should be referring to me as "My Lord"
I suggested this to my wife - she hasn;t responded as yet!!!
 
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