Remaining car finance paid off today, it was less than £1k but we want to re align our finances. 1 year ago we figured we would have £500 a week in pensions for just the two of us, no rent or mortgage to pay, quite adequate for our lifestyle.
All that's gone out the window now we have the 2 grandkids and while we are more than OK while we get fostering payments, that's only for 2 years.
Just organising the two works pension pots, not big ones so they won't be worth much at all if annuitised...decisions decisions...
I hate what I call big finance...pensions etc, I could never picture the options and what they mean And what the implications are. Very good at normal finances but the big stuff ...phhhh