PaulSB
Squire
- Location
- Chorley, Lancashire
For those of you on low pensions (for whatever reason), check to see if you should apply for Pension Credit. It's not a normal benefit in that it is a gateway to other payments such as help with your rental costs, and now winter fuel payment. Pensions have a habit of not keeping up with the cost of living.
https://www.gov.uk/pension-credit/how-to-claim
It can be a bit tricky as it will ask about any capital you have. Also you may not be entitled to it one year if you are over the current limits but check each year. Pensions have a habit of not keeping up with the cost of living.
It's unlikely anyone on the new state pension qualifes for pension credit. The intention with pension credit is to top up weekly income to:
Single person £218/week
Couple £333/week
The full new state pension is £221/week. Pension credit is about equalising the old and new state pensions.
There are exceptions for those who contracted out, are caught in the changeover period etc.