@oldwheels - it appears from your postings that people's lives are ruled by the ferry service.
Do lots have their own boat and a car on the mainland?
I'm currently sat at the hospice waiting for my mum to wake up. They're debating whether to keep her here or send her home with a full care package.
It would seem a good idea to keep a car on the mainland but not really practical as there are problems already with offshore workers leaving cars and there is really nowhere to leave them safely.
A boat is also not practical unless big and seaworthy as the Firth of Lorne can get pretty wild.
Had a few hairy trips in my own 26ft boat and on one occasion the cooker came off it’s gimbals and flew across the cabin. Nobody could go and retrieve it until we got into the Sound of Mull.
So the answer to your question is no.
The main ferries are sometimes off, not so much for the crossing but difficult to berth in high winds.
Had a few wild ferry trips also as they used to divert round the top of Lismore to take the swell either bow or stern on.
One wild night when they did this a party developed in the bar of the old MV Glen Sannox and few were sober by the time we reached Mull sometime around midnight. Happy days.