As the title implies if you are in a RTC what do you do?
1:What details do you need and what can you ask for?
2:What to not say?
3:Will pointing blaim affect the outcome?
4: Do you talk about the incident?
5: Do you report it to the police?
6:At what point do you call the police?
7:For what reasons can you call the police if a RTC occurred?
8:At what point do you call an ambulance?
9:Should you use insurance even if they say they will pay with cash in hand?
1. The name and address of the registered keeper of the car, and the name and address of the driver at the time. If you are injured you can also ask for insurance details.
2. 'Sorry', 'My fault' or a variation of the same is advice from civil solicitors. 'You %#%%ing ##%#' is also best avoided.
3. Not really.
4. The first rule about the incident is you don't talk about the incident. Just kidding - you can, but there's little benefit if it becomes an argument.
5. If there's an injury or if you suspect drink drive or no insurance.
6. At the scene is best. Depending on the level of the incident, we may or may not turn out to the scene. Use 101 if there's no emergency, 999 if there is,
7. As per q.5
8. Head injury or back injury of any level. Limb injury is up to you, but personally I'd call if the injury was going to stop me continuing my journey.
9. That's entirely up to you. If they offer this, I'd suggest having the conversation over email in case later, when they find out not all bikes are 50 quid from Tesco they retract and deny ever offering this.
The police do not have to attend every RTC. Our rules are that we SHOULD attend any injury RTC reported to us, but it can and often is limited by resources.