The Retirement Thread

[Mo1959]

I have often wondered why one puts sauce on anything , if its a nice bacon sandwich surly the taste of the bacon is enough
OK each to their own

Same here. I very rarely use sauces as I prefer to actually taste what I’m eating.

 

[SpokeyDokey]

Thrown caution to the wind and nought a Ribble gravel bike thingy. Normally I'm very anal and like to ride them and spend ages mulling it, but I've thrown caution to the wind. Now is a time for action, not caution.

As my hero, General Patton, once said "a good plan violently executed today is better than a perfect plan next week." This is the approach I've taken.

I quickly whittled a shortlist down to two for my notional grand, a Felt and a Wibble. Both very similar, the Felt slightly better brakes, the Wibble slightly better wheels. In the end I decided the orange paint on the Wibble looked saucy, so before breakfast was even digested od ordered one.

https://www.ribblecycles.co.uk/ribble-cgr-al-sport/?colour=orange

That's rather nice and very good vfm.

 

[Drago]

And it's orange! I'm a sucker for a bright glossy paint job.

 

[ebikeerwidnes]

Yesterday, as I said on here, I was buzzed by 3 k******s on scrambler bikes

when I got home I reported it to the Police via the 101 online thingy

Anyway - I got the expected automated reply
and another automated reply saying it had been received and logged witha number

SO far - so expected - can;t really expect more with no reg plates of way of identifying them - only reported it so they have a teeny tiny bit more intelligence about them

Anyway - got a reply this morning clearly typed by a real person saying Thanks and that it has not been forwarded to the Scrambled bike unit

and then a phone call - which went to Voice Mail - saying thanks again, they appear to be all over RUncorn at the moment and the extra bits and pieces of information may help them stop them


so - just shows - the Police do take some notice - and even reporting something with naff all evidence to identify the culprits might just help

 

[ebikeerwidnes]

Same here. I very rarely use sauces as I prefer to actually taste what I’m eating.

Nah - taste of bacon plus melty butter and Ketchup is the whole point!

I mean - I would eat it without the Ketchup - but I would rather not!

(P.S. my wife insists on it being with NO butter and brown sauce spread on the bread like butter and then the bacon put on top of the sauce
The things I have to put up with!!!!)

 

[Mo1959]

Nah - taste of bacon plus melty butter and Ketchup is the whole point!

I mean - I would eat it without the Ketchup - but I would rather not!

(P.S. my wife insists on it being with NO butter and brown sauce spread on the bread like butter and then the bacon put on top of the sauce
The things I have to put up with!!!!)

If I ever do put sauce on, that’s the way I do it too. Just a small amount of sauce spread over the bread then the bacon, sausage, etc on top. Butter makes it too greasy.

 

[Drago]

Just a small amount of sauce spread over the bread then the bacon, sausage, etc on top.

⚠️ ⚠️⚠️Class 1 Euphemism Alert ⚠️ ⚠️⚠️

 

[welsh dragon]

Tom sauce for me. I hate brown sauce, however mix Tom sauce with brown sauce and its fabulous on bacon and egg sarnies. Gives it a sort of BBQ taste.

 

[screenman]

@Slick

I echo what has already been said but will add or reiterate:

Do not wait too long until you retire. The older you get the more you realise that time really does not waiteth for any man or woman. It's easy to say and agree with but it really will come home to you maybe a decade or so down the track. At age 60 I did not realise the steps I would really have to take to stop my body declining like so many of my peer group (cycling certainly isn't enough) as the years have rolled by (I'm 67 now). Swat up on this on YT. Similarly, how my mental attitude to life would changed so profoundly. Some get up and go has gone! I enjoy, really enjoy, just chilling more than I ever did, have distanced myself from the political and social zeigeist (deliberately), and have developed a relatively fatalistic attitude towards life. Probably due to being closer to so many unavoidable truths. Act now in the light of future changes that you will/may expetience.

Priorities change as you get older and enter retirement. For the pair of us here it is health for self and partner, plus fitness of course, at the top of the list. Without either your retirement will be compromised. Health can take unexpected turns for the worse - if you have any Big Plans get them done asap.

Relationships. Some people can happily fly solo their whole life but we are, as a species, geared up for life as part of a pair. If you are part of a couple then plan together and  do retirement together. You do not have to be joined at the hip but I see plenty of couples drift apart as health, libido and family commitments drive a wedge between them. Treat retirement as a fun time for two! And, as some have already sadly found out; partners are no more immortal than you.

Money, money, money... Yes, it's important to have enough to cover outgoings and life's eventualities in retirement. My advice: don't do quick & dirty calculations, do a proper projection for the years ahead. Build in life changing events eg kid support, how would your partner cope without your income etc.

Savings. It's nice to have plenty but you have to learn how to spend it. We came from poor families and have done very well financially, but we are still learning how to spend. Our savings still grow year by year and we never will have to worry about them running out. But, and it is a big but, it is easy to spend like a fool, much harder to spend wisely and add value to your remaining life. As long-term savers & investors the 'cling on to what you have' mindset can be hard to shake!

If you have kids & grandkids and are into kids (we are not) don't let your family steal your retirement. There is a difference between helping out with grandchildren and simply being a dumping ground and general family workhorse. Your own children are obviously younger than you! They are living their life, live yours! Controversial maybe, but we have several friends whose lives have been overwhelmed with GC duties but do not speak out for fear of causing a rift.

Practicalities. Sort your Will, LPA's, Living Will & funeral wishes as a matter of priority. Leave it too late and you may well regret it.

Work. Let it go. Even though you love it! I had a great career, loved what I did and retired early. Despite this, I wish I had never had to work at all. In retirement ie at 'normal-ish' retirement age, time is so precious, you don't have much left after all. Do not work unless you really need the finances. Seriously! Don't do it!

Best of luck with your decision making!

I agree with most of what you say apart from the bit about not working, I have tried retiring a couple of times and enjoy the buzz of business, which keeps drawing me back.

 

[Dirk]

Had a walk around Silbury Hill and Kennet Long Barrow. Blimmin' warm - wish I'd put my shorts and sandals on! Had to retreat to the 'Who'd have thought it' pub to cool off.

 

[ebikeerwidnes]

Right - just had Lunch

Thanks to you lot I thought to check the sell by date on the bacon and had a Bacon Sandwich

properly

i.e. toasted bread (Warbies although I would prefer "proper bread" but SWMBO insists on us having Warnies Toastie!!!) with lots of butter on the warm toast and Ketchup

Only problem - bacon was from ALdi - not impressed
said it was "Thick Cut" - dunno what the thin cut is like but this was thinner than normal Tesco - nowhere near the Thick Cut version

and salty and watery


bit of a disappointment TBH

but the butter and Ketchup was good

 

[screenman]

I am currently sat in the Age UK Cafe in Lincoln having a coffee, these people my age are really old in these parts, I reckon Club 18 30 would suit me better, this just feels depressing.

 

[Flick of the Elbow]

Been out for a little ride, a bit overdressed on the way back as the temperature soared to 14°. Have had lunch, turned off the CH, and applied online for my over-60’s bus pass.

 

[Flick of the Elbow]

I am currently sat in the Age UK Cafe in Lincoln having a coffee, these people my age are really old in these parts, I reckon Club 18 30 would suit me better, this just feels depressing.

I’ve had a similar experience with each of the U3A groups I’ve tried. Although I was never 18 30 material either.

 

[Dave7]

I am currently sat in the Age UK Cafe in Lincoln having a coffee, these people my age are really old in these parts, I reckon Club 18 30 would suit me better, this just feels depressing.

I think you and I should start an oap swingers club. Mo and Welshie could be our 1st invited members.
Just a thought.