So you wear one as a pedestrian/motorist/DIYer as well, right?
Good point sir!
TBH though I wouldn't be worried about wearing a helmet cycling around my garden, a park or on the pavement at a sedate speed (not that I do ride on pavements). I'm also not worried about falling over whilst walking due to the speed and the fact that at 49 years old I don't recall having ever fallen over whilst on foot. At my average cycling speed of 15 mph on public roads however I prefer to wear a helmet.
I've had 2 offs at that sort of speed and both times landed on my head. Whilst careless of me, I haven't yet managed to perfect the art of controlling which part of my body hits the ground first. The first one was a bit of a whack, but I doubt I would have suffered any greater injury without a helmet. The 2nd time I went over the bars and landed head first on the tarmac with quite a thud. The other parts of my body that made contact with the road didn't come off very well and I can't help but suspect that my head would have been no different.