Tea? (Part 2)

[Bobby Mhor]

It's the wildlife that scares me....

I'd be out more at nights but for the ned mice that roam the place

 

[welsh dragon]

What's a NED mice?

 

[Blue]

Best bike lives in house Others live in garage

Being in the garage may not be a problem

The bike is covered under my home policy if it's stolen from the garden or shed.
I was looking for other cover including theft away from the property/damage etc.

That's unusual and very restrictive. My policy simply requires the bike to be locked when unattended away from the premises.

Does your policy have an unspecified items All Risks cover? If so it may be worth checking there as that is where the main part of the cover is on my policy. The liability section should also cover any fault for accidents as long as the bike isn't used for competition or hire/reward.

Policies are usually much of a muchness with the differences relating to the sums insured and fine detail of any exclusions/requirements rather than the basic cover, however, there will always be exceptions to this as it's a very big market.

 

[Bobby Mhor]

What's a NED mice?

Ned explanation HERE

 

[ScotiaLass]

Being in the garage may not be a problem

That's unusual and very restrictive. My policy simply requires the bike to be locked when unattended away from the premises.

Does your policy have an unspecified items All Risks cover? If so it may be worth checking there as that is where the main part of the cover is on my policy. The liability section should also cover any fault for accidents as long as the bike isn't used for competition or hire/reward.

Policies are usually much of a muchness with the differences relating to the sums insured and fine detail of any exclusions/requirements rather than the basic cover, however, there will always be exceptions to this as it's a very big market.

I'll double check but remember seeing the reference to the garden/shed as previously it was 'locked shed' only

 

[welsh dragon]

All risks cover is expensive because it is all risks. You may be better off just conacting you insurance company and having a word with them. Policies are different from Insurance company to Insurance Company.

 

[Blue]

It's the wildlife that scares me....

My local pub on a Saturday night wouldn't be much of an attraction to you then

 

[ScotiaLass]

My local pub on a Saturday night wouldn't be much of an attraction to you then

No...I am a cultured lady <stop laughing at the back!>

 

[welsh dragon]

My local pub on a Saturday night wouldn't be much of an attraction to you then

In Mach, they have a mad Friday. It's call mad Friday for a reason, and not a good one. Try being in Brum on Friday night at chucking out time.......

 

[welsh dragon]

No...I am a cultured lady <stop laughing at the back!>

 

[Blue]

I'll double check but remember seeing the reference to the garden/shed as previously it was 'locked shed' only

I would think they would require a locked shed - otherwise you are down to cover on property in the open on the premises which would be very very limited it there is any at all.

 

[classic33]

We don't have many road users during the day here, especially on the back roads. At night there would be no one. I just don't fancy the dark that's all.

And you say you lived in Birmingham!

 

[Blue]

In Mach, they have a mad Friday. It's call mad Friday for a reason, and not a good one. Try being in Brum on Friday night at chucking out time.......

Don't think I'd fancy that. That's when avoiding eye contact becomes an art form!!

 

[welsh dragon]

I don't like the dark. Never have. Especially if I am on my own.

 

[welsh dragon]

Don't think I'd fancy that. That's when avoiding eye contact becomes an art form!!

Most people stay as far away as possible.