Fastpedaller
Über Member
I suppose it’s a case of which is your primary choice of transport. What is your go to mode of travel?
Many years ago I was insuring my car (only had one car then) on a limited mileage policy. The insurer wanted to know the 'numbers' of my other vehicles and said it was a condition of limited mileage that you had another vehicle (seems odd, but they make the 'rules'). I gave the frame numbers of my bicycles, and their reply was " they are unusual numbers". I explained that I did about 10k miles per year on my bike and that was my primary transport and the numbers of my 2 bikes at the time, used pretty much each day to work and weekends. To my surprise, they accepted that and issued the policy. It's the only time I've 'beaten' the insurers (and it was also the truth before anyone questions it. )