If a cyclist causes an accident..

[Dan B]

Sorry but I really can't believe this. Someone breaks the law [and yes RLJ IS breaking the law, even for a cyclist] and we are all basically defending them ?!!

I don't see anyone defending the cyclist. Who's defending the cyclist?

 

[Dan B]

I absolutely take your point. What, for example, if the van had to swerve to avoid the cyclist and hit another car? Not trying to be argumentative, just trying to envisage the scenario where a cyclist causes an accident and rides off.

I don;t know and can only find answers on the Interwebs, which is deeply unsatisfying. I think it's as Licramite says, though: the car driver can claim from the van driver for swerving into him, and the van driver can (perhaps) recover that cost from the cyclist - subject to the cyclist having any money and being findable, of course - but the car driver has no direct claim against the cyclist. I could be utterly utterly wrong about this, but that has never stopped me from posting on the internet before so why start now?

 

[Little yellow Brompton]

you get hit from behind, its the car behind youse fault.
as happened to me - a car hit me in the back - pushed me uphill into the car in front. I still had to be the guilty party in his (the car in front) claim. - even at the time I was sitting , with my engine turned off and the handbrake on.
so if the car in front stops for whatever reason , its your fault if you hit him.
It doesn,t matter cyclist or another car, if they make you swerve,brake ect and you don't hit them but hit another car, they are not part of the accident. you are very unlikely to be able to claim against them.
Its the classic "I'm a good driver , I see loads of accidents in my rear view mirror though"

If the bike actually hits your car then you can chase them and get thier details - as happened to a friend of mine, but the insurance companies are not interested as they aren,t insurered and its not worth going through the courts to get the money. - its just your no-claims that gets nailed.

Aren't insured ? The problem I would have in the above would be which of the 4 different insurance policies would pay out?