This is a common problem according to an ergo therapist colleague. She says women have less tolerance to cold and have thinner skin. It's speculated this is so they would notice the cold and keep their children wrapped up in winter.
Men have thicker skin and higher tolerance, again probably to handle colder temperatures and scratches from thorns and claws and teeth when out hunting.
I have seen research - or at least news articles about research - about the "thermostat wars" in some offices where the women want the temperature a few degrees than the men
Apparently it is a real thing that women need the temperature a few degrees higher than men to be comfortable when not active
WHich confused me - most offices I have worked in contain about 2 air con outlets ina large office
hence the more people under the outlets get frozen or cooked and the ones miles away from it and near the door freeze all the time
and lets not mention the needs of women "over a certain age"
so where they found this standard office is a mystery
but the temperature difference is a "thing"