Fitted a "rear seat delete" kit to my mini. The back seat has quite literally never been sat in, and the car spends most of its life with the rear seat down so I can get amp, basses, mando, stands, gear bag, etc in there.
The seat delete gives a nice smooth floor and preserves the rear seats for being damaged. If I ever sell the old bus the rear can go back in and the car returned to OE spec in about 15 minutes.
Insurers classed is as an accessory rather than a modification as the rear seats are designed to be removed without tools and the delete kit just rests in place. They've noted it on the policy for an admin fee of £25, which was a bit of a pain but its all above board and kosher now.
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It looks like this, although not being a boy racer I didn't pay for the K brace. I wanted the delete kit for the utility, not to look like Johnny Spottiebum trying to pull the burds.