There should be a regulation for the builders to do some proper research and supply it to the people buying the new houses
Also - same thing for surveyors doing the survey when people buy a house
There is also a problem with people wanting everything served up to them
I do rather get fed up with people appearing on telly - or Social Media - saying "But nobody told us"
well - did you ask - did you check it out - did you think - did you employ a professional to check it out???
and the answer is probably no - but they did get the most basic survey done and it is clear that the surveyor would have made the more detailed option clear
but as they cost more they went for the cheapest and then moan afterwards that no-one told them about the things they opted not to check out
I agree and find things frustrating. 16 years ago house hunting I found I could have got a lot more house for a lot less money if I'd accept flood risk (or in Norfolk being too close to eroding coast in 25 years time). I made a choice that I didn't want flood risk (or approaching coastline) and before even going to view a house I'd check out the EA flood risk maps online and not bother going if flood risk.
But I don't understand how people spending such vast sums, committing for years ahead just abandon common sense and allow their desire for more house for less money to make the decision.
The way I regard insurance in western society is it's spreading the risk (plus corporate profits). So if you opt for higher risk then expect to be contributing more. Lot more risk expect to be contributing a lot more. I'd find it difficult to justify expecting those who opted for less house for more money to be subsidising my choice for more house for less money through flood risk. Just like car insurance where a 1L family hatch back doing 0-60 in 2 days is a lot cheaper to insure than a Porsche or, a middle age driver with no endorsements/accidents pays a lot lower premium that a youngster with 11 points having just got their licence back from a ban.
I can appreciate that flood risk areas a growing as our climate changes and as EA reassess and I do feel sorry for those who purchased clear of flood risk and then EA "moved" them into flood risk.
But then we also get to Leasehold Contracts where I also can't understand how with such a major purchase people didn't read the contract and/or take advice on the contract and think into the future.
Ian