A question about ebay

[Scaleyback]

Did anyone turn up?

No Anne, no one turned up and nothing heard. I contacted the buyer via ebay yesterday evening and said if nothing heard in the near future I would cancel the sale and refund. Surprisingly I received a reply. (poor comms throughout this sale) He apologised, said he understood my frustration and said the courier had let him down. He said the courier would/should contact me tomorrow ( i.e today)
If that failed all he could do was get a different courier. Basically, he said all the right things. I said I would wait a little longer and reminded him the courier must have the relevant QR or 6 figure code or I would not release the bike.
It is no problem for me to hang on to the bike and I have had £455.00 of his money since the 14th mar. The only problem is waiting on a courier, will I get sufficient warning if I am away from home or will he just turn up ?

 

[wiggydiggy]

The linked account will be in the red.

I don't think it matters what funds you have in your account. When my internet provider took their £3 for the next 3gb of data, I'd only have say 80p in my account. I contacted my bank to try to stop it happening again and the bank (halifax) claimed I'd entered an agreement with my provider to allow them to withdraw funds, which I had but I certainly didn't want them putting me in the red.

There is probably a similar 'agreement' in Ebay's or PayPal's terms and conditions.

My main gripe was if I've only got 80p I personally can't withdraw £5 from a cash point, but a third party could withdraw £5 from my account, which they did, and the bank wouldn't allow me to stop it. The only way i could was by cancelling my internet altogether with that provider.

This is more Money Matters than eebay but thought I'd mention. I think the only way to avoid this happening is to have a 'Basic' bank account, one that doesn't allow it to go overdrawn at all. I know that from experience as a long time back now I entered into a Debt Management Plan with several lenders, a condition of was I operated only a basic bank account. This would not allow any overdrawn status at all (the payment is rejected) and had some other safeguards like all card payments had to be approved - nothing would ever appear as pending.

I think the main reason banks allow payments to send you overdrawn is to impose excess interest, I don't think they can charge a fee anymore for going overdrawn.

 

[MontyVeda]

This is more Money Matters than eebay but thought I'd mention. I think the only way to avoid this happening is to have a 'Basic' bank account, one that doesn't allow it to go overdrawn at all. I know that from experience as a long time back now I entered into a Debt Management Plan with several lenders, a condition of was I operated only a basic bank account. This would not allow any overdrawn status at all (the payment is rejected) and had some other safeguards like all card payments had to be approved - nothing would ever appear as pending.

I think the main reason banks allow payments to send you overdrawn is to impose excess interest, I don't think they can charge a fee anymore for going overdrawn.

unless the OP's linked ebay bank account is one of those 'basic' accounts, their presumed failsafe of only having limited funds in it won't work, which was what i was attempting to explain

 

[annedonnelly]

No Anne, no one turned up and nothing heard. I contacted the buyer via ebay yesterday evening and said if nothing heard in the near future I would cancel the sale and refund. Surprisingly I received a reply. (poor comms throughout this sale) He apologised, said he understood my frustration and said the courier had let him down. He said the courier would/should contact me tomorrow ( i.e today)
If that failed all he could do was get a different courier. Basically, he said all the right things. I said I would wait a little longer and reminded him the courier must have the relevant QR or 6 figure code or I would not release the bike.
It is no problem for me to hang on to the bike and I have had £455.00 of his money since the 14th mar. The only problem is waiting on a courier, will I get sufficient warning if I am away from home or will he just turn up ?

You're being very patient! I'd set a limit - say you need to hear by x that the courier will be coming on a certain date.

The longer this goes on the more dodgy it sounds.

 

[Venod]

The longer this goes on the more dodgy it sounds.

Its certainly not a smooth transaction, but I fail to see any disadvantage on the sellers side, he has a good grasp of what the outcome will be, plus he has the buyers cash and still has the bike.

 

[Scaleyback]

You're being very patient! I'd set a limit - say you need to hear by x that the courier will be coming on a certain date.

The longer this goes on the more dodgy it sounds.

Yes Anne, I get your point. Not sure how the "dodgy" bit works ? any suggestions. I will probably cancel and refund tomorrow if no progress on pickup.

 

[Scaleyback]

unless the OP's linked ebay bank account is one of those 'basic' accounts, their presumed failsafe of only having limited funds in it won't work, which was what i was attempting to explain

Why are people 'banging on' about the "Op's" bank account getting raided by ebay ? I will refund immediately I think the time is 'now'
Trust me £455.00 will not change my life.

P.S I have had two conversations with ebay customer services about this sale. They assure me it is all documented. So despite everyone's 'dire warnings' about ebay 'siding' with the buyer I feel pretty secure in my position.
I thank you all for your concern however. I know you mean well.

 

[MontyVeda]

Why are people 'banging on' about the "Op's" bank account getting raided by ebay ? ...

I was responding to your idea that by only having £4 or so in the linked account meant Ebay wouldn't be able to refund £455 from that account. They probably could if they sided with the buyer and that'd leave your linked bank account £451overdrawn.

 

[Scaleyback]

I was responding to your idea that by only having £4 or so in the linked account meant Ebay wouldn't be able to refund £455 from that account. They probably could if they sided with the buyer and that'd leave your linked bank account £451overdrawn.

Ok, I forgive you. 😀

 

[Kingfisher101]

It's also all the waiting about for the courier, are they or arent they going to turn up? Presumably OP has other things to do rather than be sat in all day waiting for non existant couriers to turn up?
I'd just refund him and sell the bike locally.
Also a big company are not going to want to be messing about with Ebay codes etc. They simply will not have the time.

 

[Scaleyback]

Had a call today from courier to say pick up tomorrow between 1 - 4 p.m.
Watch this space. 🙄

 

[Scaleyback]

What's the odds on 2 or 3 'eastern european' gentlemen turning up without any viable codes. When I refuse to hand over the bike someone produces a sawn off shotgun ? 🤪

 

[richardfm]

It's also all the waiting about for the courier, are they or arent they going to turn up? Presumably OP has other things to do rather than be sat in all day waiting for non existant couriers to turn up?
I'd just refund him and sell the bike locally.
Also a big company are not going to want to be messing about with Ebay codes etc. They simply will not have the time.

It's not unusual for a courier to have to scan a code when they make a collection.

 

[Scaleyback]

It's also all the waiting about for the courier, are they or arent they going to turn up? Presumably OP has other things to do rather than be sat in all day waiting for non existant couriers to turn up?
I'd just refund him and sell the bike locally.
Also a big company are not going to want to be messing about with Ebay codes etc. They simply will not have the time.

Your a ray of sunshine aren't you Kingfisher101 ? 😂

 

[T4tomo]

Your a ray of sunshine aren't you Kingfisher101 ? 😂

I met someone at a railway station to collect an ebay'd bike. He turned up on the train he said he would, paid cash, was happy with the bike, did a 20 yard test ride without legging it, and I didn't get my head kicked in or the cash nicked back.