I read the start of this thread on Sunday morning at about 9.00am just before our arranged meet up time at 10.00am. Looking out of the window the weather looked grim and I phoned my riding pal to see if we were still going. To cut it short we went, got wet, had a great time, no problems. I do agree there is a whole difference between riding to work with no chance of drying the kit out and riding for pleasure, returning home, kit off and a hot shower.
I don't mind getting wet whilst out riding, in a masochistic way it is quite pleasurable. Now wind and rain thats a whole different ball game!!