The Retirement Thread

[12boy]

Going to walk mini D to school then a bike ride to the t'other side of Northampton to measure up Daughter #3's garden for a shed.

I darent trust her to do it for herself. On the one hand she's very clever, a qualified accountant at barely 23. On the other, this is the lass that thought a leprechaun is what you turned into when you have leprosy

When my eldest was about 10 I became fed up with his practice of eating all the cashews in the mixed nuts. I like cashews. So I told him that while a few were not a problem too many at a time were poisonous, and that's why they are sold as mixed nuts to limit the cashew intake. He is 35 today and tol d me he'd recently ban to a bar where there were bowls of cashews for the patrons and a friend was eating a lot of them. He told his friend they were poisonous and should only be eaten in small quantities and his friend began laughing at him. Next time we spoke he told me this and said "why did I ever believe a BS artist like you?

 

[Deleted member 1258]

I spent most of the morning fettling the rear mudguard on my Eastway, not enough room under the brake bridge, now given up and ordered a set of SKS Raceblade Long mudguards, https://www.tredz.co.uk/.SKS-Raceblade-Long-Mudguard-Set_89347.htm , they are very similar to the set of Giant mudguards I originally had on the bike, the ones that fell apart. We went out for lunch and I've been watching moto GP on catch up and listening to music.

 

[PaulSB]

I have 18 moths to go before get my state pension after being robbed by he state . Thank god I have a tiny private pension.

I won't be entitled to a full pension as I spent time at home looking after the kids.😢

I'm not sure of the exact circumstances but it's possible to buy additional pension.

Mrs P doesn't get a full state pension but we can make additional contributions to bring it up to the full pension. It's a year or so since I did the calculation but financially it's very worthwhile.

From memory after making the contributions the first 30 months increase repays the initial investment. From then on it's +/- £30/week extra and it's all return on investment. Well worth looking into on a wet Wednesday.

 

[PaulSB]

And........the Aldi dash went quite well.
We have bog rolls
We have hand soap
We have food
I have a bottle of malt whisky
Getting ready for something to eat now.

I enjoy this one from Lidl for an evening slurp. In a distinctive triangular bottle. £14.99

Sainsbury's Black Bottle at £15 is also good but I prefer the Lidl one.

https://www.lidl.co.uk/en/p/product...rchy-5-year-blended-malt-scotch-whisky/p15797

keep the good stuff for special days

 

[PaulSB]

Speaking of whisky........is it too early??? 🤔

 

[welsh dragon]

I'm not sure of the exact circumstances but it's possible to buy additional pension.

Mrs P doesn't get a full state pension but we can make additional contributions to bring it up to the full pension. It's a year or so since I did the calculation but financially it's very worthwhile.

From memory after making the contributions the first 30 months increase repays the initial investment. From then on it's +/- £30/week extra and it's all return on investment. Well worth looking into on a wet Wednesday.

I can't earn enough to get the full pension. I looked into it a couple of years ago. Still with my state pension and private one, It should equate to a full pension.

 

[Deleted member 1258]

I can't earn enough to get the full pension. I looked into it a couple of years ago. Still with my state pension and private one, It should equate to a full pension.

Have you looked at pension credit?

 

[Tenkaykev]

Just pulled the plug on this evenings run. Cold wet and very windy especially as our run takes us along a path by the shore.
There's a group of us who have been meeting for a Wednesday evening run since the early 80's.
One of the sessions we did made use of the track around the Cricket Pitch, it was originally a cycle track and it's exactly 1/3 of a mile. We used to run "Pyramids" ( 1 lap warm up, then 1, 2, 3, 2, 1, lap efforts with half a lap recovery between ) We'd finish with a mile race against the clock. A good way of learning pace judgement, after several weeks I could judge my pace per mile and rarely be more than 5 seconds adrift.
Now my "eyeballs out" pace is slower than my old recovery lap time, but at least I'm still hanging in there

 

[Dave7]

I enjoy this one from Lidl for an evening slurp. In a distinctive triangular bottle. £14.99

Sainsbury's Black Bottle at £15 is also good but I prefer the Lidl one.

https://www.lidl.co.uk/en/p/product...rchy-5-year-blended-malt-scotch-whisky/p15797

keep the good stuff for special days

Every day is a special day

 

[Mo1959]

Here’s Boris with a briefing. Whoopy do!

 

[Dave7]

Speaking of whisky........is it too early??? 🤔

Never

 

[Deleted member 1258]

This has been posted on my facebook page, I've seen it before but it still made me chuckle

 

[welsh dragon]

Have you looked at pension credit?

Mr WD and I won't be able to get it.

 

[Dave7]

I can't earn enough to get the full pension. I looked into it a couple of years ago. Still with my state pension and private one, It should equate to a full pension.

A tip for you.
A trip wire at the top of the stairs. Increase the premium first though .
I have caught MrsD doing it several times.

 

[Deleted member 1258]

Mr WD and I won't be able to get it.

Too much wonga in the account?