I know exactly how long I have left.Same for me. What capital I have cannot be replaced if I use it. Nobody knows how long we have left so spending sensibly is the answer. We have less disposable income now as our only source is our pensions but enough to pay the bills and a bit left over but I am not complaining, we still have a comfortable life.
Last week I went to a fortune teller in Blackpool and she told me.
Not sure why she wanted my bank details though