The Retirement Thread

[classic33]

Lee !!!!
I had managed to stop thinking about Mo and her big jugs......now you have my mind racing again.
I tell you, its not good for a man of my age

It'll get yer blood racing.

 

[GM]

Morning all...Just catching up skimming through the last couple of pages. Some great photos Mo and Flick and a belated Happy Anniversary Paulus.

I was at Aldi for 0800.
Got everything I needed and was back home for 0830.

This made me laugh from my FB the other day....


Have a good day folks!

 

[Drago]

All sounds sensible to me.
One thing to look into though (unless things have changed now). It used to be that of you raise capital from selling a house and don't use it to purchase another one then Mr Taxman will be after you and your hard earned dosh.

My accountant daughter will be all over that for me. I have previously loved in it, not simply used it for rental investment, so I think im clear but ill leave that to her.

 

[Dave7]

[QUOTE="Drago, post: 6440415, member: 2275
I have previously loved in it,
[/QUOTE]
Too much information there

 

[Deleted member 1258]

Morning all...Just catching up skimming through the last couple of pages. Some great photos Mo and Flick and a belated Happy Anniversary Paulus.



This made me laugh from my FB the other day....
View attachment 593937

Have a good day folks!

I hope you don't mind but I've pinched that, shared it with my Brother In Law over Whatsapp.

 

[Deleted member 1258]

Jog on then. I think it is time for me to exit stage left. Have fun folks.

I hope this ain't a flounce WD? That would be sad.

 

[Deleted member 1258]

I've been for a bimble this morning, rode my Weston Under Wetherley loop an enjoyable 31 miles in the sun, its been a lovely morning for a bike ride, a bright, warm and sunny morning with a cooling breeze. The path by the allotments is still closed so I had to use the roundabout to cross the A45 and ride some unfamiliar back roads to get into Baginton, the first time I've used that route for about twenty years, so another good morning out on my bike. A friend came round to see my Good Lady this morning and that meant I didn't have to worry about her being on her own at home while I was riding.

 

[oldwheels]

Bang on cue the rain is starting.
Got out for a run on trike tho' traffic was pretty heavy. Constant stream of cars heading out for a day run. I went early due to the forecast which does not seem a good idea. I usually wait till later when it is less bad.
Couple of cyclists heading out, probably from the campsite with no obvious waterproof gear. One shouted over that it was a lovely day which was correct at that time. They had not looked at the forecast obviously.
Did see a heron at the edge of the water which is the first I have seen here for some time. A buzzard circling around is not going to bother it.
There are some things I feel strongly about and I am not noted for keeping my mouth shut. This gets me into trouble regularly but so be it.

 

[GM]

I hope you don't mind but I've pinched that, shared it with my Brother In Law over Whatsapp.

No problem, here's a couple more you might like...

 

[gavroche]

@Drago yes, my friend was again saying precisely the same thing. I think it's a stage of life we all reach. It may be a house, it may be something else but these are decisions which need taking and they often bring relief.

For me it was money. After retiring I was very, very uncomfortable with the idea of spending capital with no real means to rebuild it. That was until I finally convinced myself with sensible living only total disaster could put us on the streets.

Same for me. What capital I have cannot be replaced if I use it. Nobody knows how long we have left so spending sensibly is the answer. We have less disposable income now as our only source is our pensions but enough to pay the bills and a bit left over but I am not complaining, we still have a comfortable life.

 

[Drago]

Feet up with coffee watching Clarkson's Farm.

 

[PaulSB]

Do we ??
Who, what, where, why

Over in the #I'm Done thread in CC Cafe.

 

[gavroche]

Feet up with coffee watching Clarkson's Farm.

Very good series. We see the other side of Clarkson, the human side with emotion and caring. He had tears when he took his three sterile sheep to the abattoir.

 

[Flick of the Elbow]

Another nice spot for lunch today, Loch Vaa, just outside Aviemore.

 

[Drago]

My accountant daughter will be all over that for me. I have previously loved in it, not simply used it for rental investment, so I think im clear but ill leave that to her.

There will be capital gains tax

However, if I gift it to Mrs D and she sells it there is no tax. All quite legal and very common practice where a property is wholly owned