welsh dragon
Thanks but no thanks. I think I'll pass.
Doesn’t work for me!
My car gets washed once a year when it goes on for its Service and MOT
The Retirement Thread
- Thread starter Dirk
- Start date
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My car gets washed once a year when it goes on for its Service and MOT
Exlaser2
Veteran
That was all I did last year from March onwards lol
The way it’s going it looks it will me more of the same for me until July /August 2021 lol . As that’s when they are estimating the vaccination should get to the over 55.
Fingers crossed they are correct in saying that once the over 75 are vaccinated ( which should be in a couple of months , that the number of deaths should also fall by about 75%.
12boy
Guru
- Location
- Casper WY USA
Around here after a rain there are young men with giant pickups with huge wheels who like to destroy dirt roads with mud boggery. The county doesn't have the funds to keep regrading these roads and huge ruts make them impassable for more normal vehicles. So people leave the road and go around these stretches. The boggers then trash that too. This disrespect for the land and other people makes me very angry. The economy of Wyoming is based on boom and bust cycles reflecting the markets for coal, oil and natural gas. The men who work in these sectors are well paid and often ill educated guys who spend their money on ATVs, snowmobiles, boats, guns, booze and meth. With the downturn in demand/price for oil and coal, those jobs are going away and fortunately many of these guys. Of course, many who work in the coal mines and in the oil patch are nothing like that, but quite a few are. Rant over.
With the high wind expected for the next few days any outdoor stuff will probably be walking. Still chores inside and my balefil Bianchi to finish sorting out. It will be spring before it will be warm enough for a rattle can paint job.
Mrs 12 has felt much better since her lung tap on Monday and is breathing easier. She has been enjoying cooking up a storm( she is an inveterate foodie) and I've enjoyed eating her excellent cooking. Last night was coleslaw, breaded baked shrimp, fried oysters and some moe of the pecan pie I mentioned earlier. Life is good.
Stay safe and warm....
With the high wind expected for the next few days any outdoor stuff will probably be walking. Still chores inside and my balefil Bianchi to finish sorting out. It will be spring before it will be warm enough for a rattle can paint job.
Mrs 12 has felt much better since her lung tap on Monday and is breathing easier. She has been enjoying cooking up a storm( she is an inveterate foodie) and I've enjoyed eating her excellent cooking. Last night was coleslaw, breaded baked shrimp, fried oysters and some moe of the pecan pie I mentioned earlier. Life is good.
Stay safe and warm....
welsh dragon
Thanks but no thanks. I think I'll pass.
PaulSB
Squire
- Location
- Chorley, Lancashire
Thought I had better read to the end of the thread before asking.Time for lunch I suppose. Can’t decide between soup or beans on toast.
How do you get the soup to stay on the toast? 🤔
Mo1959
Legendary Member
- Location
- Perthshire,Scotland
Behave......who do you think you are.......Classic?
oldwheels
Legendary Member
- Location
- Isle of Mull
If I am lucky I may get liberated after the second dose in about April or May.
Being over 80 I should hopefully get the first dose soon but there appears to be 12 week gap now before the second dose. Fingers crossed.
PaulSB
Squire
- Location
- Chorley, Lancashire
It's been the most glorious day, cold, clear, sunny. I've been for a ride but after 8 miles I said to my buddy that I wasn't comfortable and felt we should bin the ride. Re-routed to pick our way home and ended up with 20 miles on the clock.
A few small ice patches, heavy traffic everywhere and a low very bright sun all contributed to the feeling riding was a mistake.
Not going out again till the temperature rises to +4/5⁰C.
A few small ice patches, heavy traffic everywhere and a low very bright sun all contributed to the feeling riding was a mistake.
Not going out again till the temperature rises to +4/5⁰C.
PaulSB
Squire
- Location
- Chorley, Lancashire
Sorcerer's apprentice.........Behave......who do you think you are.......Classic?
Mo1959
Legendary Member
- Location
- Perthshire,Scotland
Damn...it’s raining. That will be fun in the morning if it freezes again.
It thawed out here for about an hour, I can honestly say I have never seen ice like I showed in the photo this morning, others around the village have been posting the same, for sure the hedges around here will have a few cars parked in them. Stay safe and stay indoors if you can, us oldies do not bounce as well as we used to.
MrsP and myself had a nice, if boggy 6 mile walk with the dog this afternoon across Totteridge Fields, away from the madding crowds.
It was only when we got back near home we encountered the hoards of people out and about.
It is now raining lightly, with sleet forecast for the rest of the evening.
It was only when we got back near home we encountered the hoards of people out and about.
It is now raining lightly, with sleet forecast for the rest of the evening.
NorthernSky
Guru
my work pension is a minefield. i get correspondence now and again but pay little attention because the options are confusing!
the short story is they currently predict i could get an annuity of £1600 a year when retirement comes. makes for pretty dire reading.
is this typical for annuities?
i'd be very inclined to take a draw down / lump sum or something rather than that.
i'm a way off yet but just wondering what others experience is.
the short story is they currently predict i could get an annuity of £1600 a year when retirement comes. makes for pretty dire reading.
is this typical for annuities?
i'd be very inclined to take a draw down / lump sum or something rather than that.
i'm a way off yet but just wondering what others experience is.
BoldonLad
Not part of the Elite
- Location
- South Tyneside
Annuity rates have fallen dramatically over the past 15 years or so.
Impossible to comment on your situation without knowing (at least), how long you have been in scheme, your age, the terms of the scheme.
my advice, don’t listen to amateurs (like me), seek professional help and advice, your employer may even provide such advice, if asked. Pensions are far too important to leave it to internet experts.
PaulSB
Squire
- Location
- Chorley, Lancashire
As @BoldonLad has said get professional advice. By all means listen to what others say but be guided by professional advice. This doesn't need to cost a huge amount. My FA charges £400 for an annual review. This is for +/-2.5 hours with the top person in the company.
If you are "a way off" you probably have plenty of time to build up a pension pot.
I'll make one comment. I have a private pension fund and now receive the State Pension. If I took an income from my pension pot this plus SP would make me a tax payer. Before I reached SP age I lived off drawdown from my pension pot up to the tax threshold. Since reaching SP age I've only drawn down to top up my income to the tax threshold. It's a tax efficient way of maximising income and minimising tax.
