The Amazon & Visa fallout

[IanSmithCSE]

Good morning,

I did notice last night, there is an Amazon credit card, done by Mastercard. Coincidence, I think not.

The Amazon card is issued by New Day, they of Aqua and Marbles credit cards and the new Bip. "card-less credit card".

New Day already do co-branded cards with AO, Argos and others so this is nothing new to them.

However New Day have tended to focus on the customers who find getting credit hard, otherwise why not use your bank's credit card? So the Amazon card may allow those without credit to start getting into debt because others don't, possibly correctly, feel that the customer can afford the debt.

In some ways it is a bit like offering Klarna, but avoiding the issues that may come up as MPs etc get concerned about this type of credit.

The Amazon application screen has a couple of personal questions about the applicants finances and if answered correctly the applicant can spend part of their credit limit immediately, on Amazon only, without having the card or knowing its card number!

Bye

Ian

 

[mustang1]

More sunlit uplands of Brexit. They should take the hit really as they don’t pay enough taxes.

So they don't support the various international stances the UK takes.

I usually don't do anything until I next want to order something on amazon and when it does not work, I just fix the problem at that time.

 

[Pale Rider]

Not wanting to derail the thread, but why on earth would you want to know how much those people had or didn't have in the bank?

For the same reason the annual Sunday Times Rich List attracts so much attention.

Not to mention numerous programmes about the lifestyles of the rich and famous.

The will of the £160m Eurolottery winner Colin Weir has just been published - another fascinating read for anyone with the tiniest bit of curiosity about the world around them.

None of which may interest you, but that just makes you different and no doubt very special.

 

[I like Skol]

For the same reason the annual Sunday Times Rich List attracts so much (some) attention.

Not to mention numerous programmes about the lifestyles of the rich and famous.

The will of the £160m Eurolottery winner Colin Weir (who?) has just been published - another fascinating read for anyone with the tiniest bit of curiosity about the world around them.

None of which may interest you, but that just makes you different (different yes, unusual I suspect probably not, and I have no illusion that I am in anyway special, although I guess you actually don't mean special in a complimentary way and are just resorting to thinly veiled personal insults that are also derogatory to people suffering with mental difficulties?) and no doubt very special.

I have inserted some comment into the above quote in bold. We really have gone way OT now!

 

[Rezillo]

Some memory I bought from Amazon for £150 two weeks ago, which was a few pounds cheaper than direct from Crucial, is today £82 on Amazon

Plus they now won't hand over high value items unless you speak in person to the delivery driver to give a separately emailed code. That's quite a good idea and rather better than Epson, whose UPS courier left an A3 printer on my doorstep by the road last week

 

[Pale Rider]

I have inserted some comment into the above quote in bold. We really have gone way OT now!

Oh dear Skolly, trying to dig me out for my correct use of the word 'special' is really scraping the barrel - which no doubt you find derogatory to the craft of coopering.

In common with most people, I'm fascinated by things that are alien or unknown to me.

As, like you, one of the little people, I would be fascinated by a glimpse of Harry Kane's bank statement just to see his estimated £200K a week wages in print, given that my account has never had more than five figures in it.

Who wouldn't be curious to see what Jeff Bezos does with his hundreds of billions?

Only Elon Musk who can probably make a good guess.

I also think most people, including me, are more touchy than they need to be about their finances.

As a typical modestly salaried punter, anyone will have a good idea what my bank statement will look like - the same as anyone else's in a similar position.

It's the unusual or new - hence the word news - where the interest lies.

 

[I like Skol]

Oh dear Skolly, trying to dig me out for my correct use of the word 'special' is really scraping the barrel - which no doubt you find derogatory to the craft of coopering.

In common with most people, I'm fascinated by things that are alien or unknown to me.

As, like you, one of the little people, I would be fascinated by a glimpse of Harry Kane's bank statement just to see his estimated £200K a week wages in print, given that my account has never had more than five figures in it.

Who wouldn't be curious to see what Jeff Bezos does with his hundreds of billions?

Only Elon Musk who can probably make a good guess.

I also think most people, including me, are more touchy than they need to be about their finances.

As a typical modestly salaried punter, anyone will have a good idea what my bank statement will look like - the same as anyone else's in a similar position.

It's the unusual or new - hence the word news - where the interest lies.

I would still like you to clarify what it is about my lack of interest in titillating tabloid topics that makes me special?

 

[Pale Rider]

I would still like you to clarify what it is about my lack of interest in titillating tabloid topics that makes me special?

At least I've managed to reclaim the word special from the permanently offended.

As regards why you qualify, a good clue, as ever, is in the definition.

'better, greater, or otherwise different from what is usual.'

While we're on definitions, I admit to finding rich people's finances interesting, but certainly not titillating.

'arousing mild sexual excitement or interest; salacious.'

 

[I like Skol]

'better, greater, or otherwise different from what is usual.'

No, I still fail to see the connection. My position equates to none of those definitions.

 

[Alex321]

No, I still fail to see the connection. My position equates to none of those definitions.

I think it does. "Different from what is usual".

You may like to think it is not usual to want to read those things (and I agree it shouldn't be), but if it wasn't, then those "news"papers wouldn't sell in great numbers, which they do.

I think those of us who aren't interested (I'm very much with you on that, I can't think of anything much less interesting) are in fact quite unusual.

 

[I like Skol]

I think it does. "Different from what is usual".

You may like to think it is not usual to want to read those things (and I agree it shouldn't be), but if it wasn't, then those "news"papers wouldn't sell in great numbers, which they do.

I think those of us who aren't interested (I'm very much with you on that, I can't think of anything much less interesting) are in fact quite unusual.

I still don't think I/we are unusual, or as atypical as the Sun reader type would have us believe. It is classic small minded gang/bullying tactic to label anyone who doesn't agree with their POV as odd/abnormal/not right/weird/special to make sure the 'majority' get onboard with the required views.
I don't see independent free thinking as something out of the ordinary.

 

[SydZ]

https://www.headforpoints.com/2021/11/17/this-is-why-amazon-wont-accept-visa-cards/

 

[Blue Hills]

went on amazon this morning - there is still a note that they intend to go ahead and do this.
Isn't it going to cause a fair amount of people to review their auto-renewing packages (the ones amazon makes it somewhat tricky for you to cancel) ie - just let their subs lapse - let amazon do the cancelling for them?
can see this backfiring if they go ahead.

 

[mistyoptic]

Email this morning The expected change regarding the use of Visa credit cards on Amazon.co.uk will no longer take place on January 19. We are working closely with Visa on a potential solution that will enable customers to continue using their Visa credit cards on Amazon.co.uk.  Should we make any changes related to Visa credit cards, we will give you advance notice. Until then, you can continue to use Visa credit cards…​

 

[I like Skol]

We won