PS
@silva there is no logic in your luggage set up. Front panniers before putting the basket on the top of your rear rack. It is inherently unstable or I once had a cheap as chips single wheel trailer as long as you don't overload it (mainly height) it was brill. Alas I often did overload it and it started decoupling when overloaded it. Never caused an accident but decided to buy one that was designed for heavier loads. They are popular for touring.
"Logic"?
How will front panniers carry the kinds of luggage I regularly transport?
Today I bought 16 hardwood slats (likely from a dismantled furniture), together about 20 kilo, 150 cm long each.
I put them through the mazes of the basket at the rear, they protruded about 50 cm behind the rear baskets.
Or look at my avatar pic. How you gonna put that in front panniers?
My avatar pic is abit outdated too, I now have a much bigger basket on my rear rack, but added a small (kid size) backpack mounted between front light and handlebars, on the vertical frame tube, to put my concentrated weight (tools, spare chain etc) in it, as a counterbalance for the weight on the rear rack.
A handlebars mounted bag blocks my view, and I don't want bags hanging low at the front wheel, same reason, and also I want to easily lift /control the front of the bike, needed in city with lotsa crap / things in the way. And with bags hanging low at the front, it's hard to put the bike upside down, my rear bags hang free for that reason, they just lay on the ground when bike upside down. Hanging free at the front makes steering crap.
The thing is, I decide/know the things on site. I don't know on forehand if, and what, I will have to transport. I don't want to mess around with a trailer for an 'in case'. I often don't even know where all I will ride, I just decide along the road, depending on a variety of elements. And thus, I arrived at this bike setup.
It's what it needs to be, to be practical for me. It's logic FOR ME.
The only stability issue I have is, remarkably enough, when there is nothing on top of my rear rack. I need several kilo's there to get rid of hard controllability. When I rode the new bike home I returned to dealer to find out what was wrong, why it was so hard to control / just ride in a straight line. The first thought was the tyre pressure in the 62 mm tyres that I never rode on before. But as it turned out, the reason was the lack of weight at the back.
I rode 2 years with the new bike. Month ago I had to dismantle my rear luggage facilities to allow a transport for crankset replacement. When I got the bike back, and rode with it, that unstable feeling was back just like that. And gone after remounting my stuff. Proved something. Why, I still don't know.