Electric_Andy
Heavy Metal Fan
- Location
- Plymouth
My wide did one a year ago and they said it doesn't affect insurance as there's no national database where it's logged (so you don't have to declare).
I'm not sure I agree with this approach. Although I bet the insurers load your premium when you declare a speeding fine (i.e. they assume you've already had an awareness course and weren't eligible for another).
It was my understanding that the speeding infringement is mandatory to declare, whether you got points and/or a fine or went on a speed awareness course. The course/points/fine is just the punishment. So whatever you received or opted to receive would still not affect the fact that you were caught speeding which you have to declare on your insurance. I suppose it differs between what companies you use though