Signs you are doing well financially.
- Thread starter SpokeyDokey
- Start date
- Status
Page may contain affiliate links. Please see terms for details.
glasgowcyclist
Charming but somewhat feckless
- Location
- Scotland
Seems a reasonable suggestion. He spent money in all sorts of ways to appear flash. In the end, his desire to impress his social and business circles meant he was spending money faster than he could earn it.
glasgowcyclist
Charming but somewhat feckless
- Location
- Scotland
In what way?
Normally, it's envious comments, but drifts into snidey.
Rusty Nails
We remember
- Location
- Living in the slow lane
That often depends as much on the attitudes of the people with the wealth as those without it.
roubaixtuesday
self serving virtue signaller
How do you know the wealth of the people making these remarks of which you disapprove?
gbb
Squire
- Location
- Peterborough
Years ago my wife was talking to a friend and exclaimed...ooh, we only have a couple hundred quid left in the bank until the wages come in.
Friend replied...we only have £35 and I'm going to spend that later....with glee in her eyes.
Poles apart in financial outlook.
fossyant
Ride It Like You Stole It!
- Location
- South Manchester
I think sometimes you've really got to think about your job/position in any organisation. I was very senior in a couple of roles before 'stepping back' into my current role which I've had 17 years, and a big salary drop, but holidays and pension were more important. The other roles, very stressful, managing cashflows, ensuring staff get paid - wasn't outsourced, so when IT fails, and you are there till early hours ensuring the data get's to the bank, it isn't fun.
Get's me thinking to a colleague I worked with 18 months ago for some years. They (husband and wife) had a significant income - many times what we earned, but it's all tumbled round them in the last few months - one is at the centre of a major front page murder scandal. Things can change very fast, and when you are at the top of the tree, you've no-where to hide - many of these folk seem to swap jobs regular, never being anywhere for a significant amount of time.
I'll just plod along with my good holiday entitlement !
Get's me thinking to a colleague I worked with 18 months ago for some years. They (husband and wife) had a significant income - many times what we earned, but it's all tumbled round them in the last few months - one is at the centre of a major front page murder scandal. Things can change very fast, and when you are at the top of the tree, you've no-where to hide - many of these folk seem to swap jobs regular, never being anywhere for a significant amount of time.
I'll just plod along with my good holiday entitlement !
vickster
Legendary Member
It's probably best not to kill anyone surely if you value your lifestyle?
MontyVeda
a short-tempered ill-controlled small-minded troll
- Location
- Lancaster... the little city.
Still having a full month's wage in the bank when the next pay day is only days way... not so long ago I'd be lucky to have a tenner to get me through the last week before payday. I wouldn't say i'm doing well financially but at least i don't panic when a bill drops through the letter box. (for now, at least).
Emanresu
I asked AI to show the 'real' me.
Bizarrely it's better to have next to no money in your current account by pay day. Tumbled to the idiocy of current accounts a couple of years ago. Now pay everything on CC and pay it off each month. Lloyds give you 0.5% per transaction which can mean cashback of £100-£200 per year depending on your spending. You have to make sure a) you pay the CC in full each month and b) never go overdrawn.
Also because of the timings of payment be running a CC debt of say £1000 (though it will show as a £1000 credit to your current account). Take the £1000 you'll accumulate in your current account and put it in long term savings for the day you'll eventually have to pay the CC debt off.
Cashback gets paid out just after Xmas which helps will those bills.
We are in a similar position but took a long time to get here
Moodyman
Legendary Member
In an earlier life, I worked frontline in a bank. This bank is a subsidiary of one of the high street behemoths and catered towards more affluent customers I.e. you had to have above average salary to open an account with them.
Unknown to customers, once they’d been with the bank for a few months, the bank put them into tiers of importance:1-6. Where 1 was least valuable and 6 was marked as ‘VIP’.
Most customers fell in the 2-4 range.
The nastiest, rudest people were in Tiers 1 and 2. These were usually people paid reasonably well, but whose outgoings exceeded incoming. They were always in their overdraft and maxing out their credit cards. They would constantly query and complain about their overdraft interest or late payment fees despite the bank sending them text alerts and providing multiple ways to manage their accounts.
The nicest customers were in Tiers 5 and 6. These were also paid well (even more so than tiers below), but they were in control of their finances. Often with large credit balances, mortgages and under-utilised credit cards.When things went wrong, they were ice cool in temperament. They knew how to ask for help. They didn’t shout and would tell you what the problem was, and would often suggest a possible solution.
There’s that old saying: “the rich shout, the wealthy whisper”. This was so true.
Unknown to customers, once they’d been with the bank for a few months, the bank put them into tiers of importance:1-6. Where 1 was least valuable and 6 was marked as ‘VIP’.
Most customers fell in the 2-4 range.
The nastiest, rudest people were in Tiers 1 and 2. These were usually people paid reasonably well, but whose outgoings exceeded incoming. They were always in their overdraft and maxing out their credit cards. They would constantly query and complain about their overdraft interest or late payment fees despite the bank sending them text alerts and providing multiple ways to manage their accounts.
The nicest customers were in Tiers 5 and 6. These were also paid well (even more so than tiers below), but they were in control of their finances. Often with large credit balances, mortgages and under-utilised credit cards.When things went wrong, they were ice cool in temperament. They knew how to ask for help. They didn’t shout and would tell you what the problem was, and would often suggest a possible solution.
There’s that old saying: “the rich shout, the wealthy whisper”. This was so true.
Last edited:
- Status
