Interesting and timely thread, as I have just had my renewal reminder from CyclingUK.. They now want £50 per year, and there is something in the small print about their 3rd party insurance not being valid in Scotland (or anywhere outside England and Wales). Which makes it pointless for me, being my main reason for joining!
@Slick , is there any similar small print with BC? As I have no intention of continuing my membership of CUK, I'm looking at alternatives.