Rejoining British Cycling & promotional codes

[I like Skol]

If the 3rd party liability insurance is your main concern then you could well already be covered for this by your home insurance so well worth checking with them first to avoid the expense of duplicating something you already have.
I have checked this with various insurers over the years and always found that my home insurance (from memory I think it is the buildings insurance element that confers liability protection on the house residents?) covers me for 3rd party injury or damage accidentally caused during cycling, whether I am commuting or cycling for leisure (but not competitive/racing).

 

[JackPack]

Yes, it seems clear. Only mentions 3rd party insurance plus discounts from other insurance companies.

 

[Alex321]

Who is your household contents insurance with?

Some are very good for cycling cover (includiong 3rd party risks).

 

[JackPack]

I'm currently renting and don't have contents insurance.

 

[neil_merseyside]

https://www.cyclinguk.org/member-benefit/cycling-uk-incident-line

 

[Alex321]

I'm currently renting and don't have contents insurance.

Unless you are renting a furnished property, and have hardly any personal possessions, that isn't the best idea in the world.

 

[JackPack]

Unless you are renting a furnished property, and have hardly any personal possessions, that isn't the best idea in the world.

True but I'm renting just a furnished room

 

[JackPack]

https://www.cyclinguk.org/member-benefit/cycling-uk-incident-line

Ah, I missed that, thanks. It's an exclusive benefit and right near the bottom, not an insurance benefit.

 

[Brandane]

Interesting and timely thread, as I have just had my renewal reminder from CyclingUK.. They now want £50 per year, and there is something in the small print about their 3rd party insurance not being valid in Scotland (or anywhere outside England and Wales). Which makes it pointless for me, being my main reason for joining!
@Slick , is there any similar small print with BC? As I have no intention of continuing my membership of CUK, I'm looking at alternatives.

 

[vickster]

True but I'm renting just a furnished room

Who’s your bike insured with? Don’t they offer the cover needed?

 

[vickster]

I was looking at 3rd party and legal advice, in case someone causes injury to me.

The TP cover is in case you damage property or injure someone, the legal cover is if someone damages your property or you

 

[JackPack]

@Brandane, I'm reading the current insurance information documents for Oct 2022 to Sept 2023. The individual 3rd party document says cover is provided "while you are cycling anywhere in the world except USA and Canada". And if you're normally resident in GB, Northern Ireland, Isle of Man or Channel Islands.

 

[Brandane]

@Brandane, I'm reading the current insurance information documents for Oct 2022 to Sept 2023. The individual 3rd party document says cover is provided "while you are cycling anywhere in the world except USA and Canada". And if you're normally resident in GB, Northern Ireland, Isle of Man or Channel Islands.

Are you reading the documents from CUK or BC though?

 

[JackPack]

The TP cover is in case you damage property or injure someone, the legal cover is if someone damages your property or you

Yes, I should've used more commas or rephrased it to mean the last bit is just for the legal cover.

 

[JackPack]

@Brandane , defo CUK