I bought a 15 year old bike which had been ridden a fair way already, and rode an end to end on it, but couldn't understand why I had tyre/mudguards closeness/occasional interference. The wheels were the originals. I eventually
realised (after over 10,000k) that the rear wheel was off centre by about 4mm. With 25s tyres it didn't matter but fitting 28s brought the issue into sharper focus.