OK Confession time.....
I've found it (it wasn't in my pannier in the first place
well it was but the wrong one... and I didn't check it... just the pannier I took and various handbags....
Mr Summerdays can't make up his mind whether to be pleased (it's found), or cross (I put him through all this stress)!!! Me I'm just glad I've found it ...
I've taken photos of what is it it (good job it wasn't lost as there are cards in there that I didn't report as missing ... I've no idea what they are for ... I'm going to hand them back to Mr Summerdays .... I've got too many).