Well yes? For example one can have a heart attack and recover very successfully. I get that a life insurance policy might then want to exclude "heart" from the policy, but a blanket "we will not insure you for anything" seems harsh. My better half was 25 when she had a heart attack as the result of a thrombosis and previously undiagnosed atrial septal defect. ASD was repaired and she is fit and healthy but apparently uninsurable.
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Well yes? For example one can have a heart attack and recover very successfully. I get that a life insurance policy might then want to exclude "heart" from the policy, but a blanket "we will not insure you for anything" seems harsh. My better half was 25 when she had a heart attack as the result of a thrombosis and previously undiagnosed atrial septal defect. ASD was repaired and she is fit and healthy but apparently uninsurable.
vickster
Legendary Member
I don't know whether a heart attack claim would be covered by a critical illness policy paying out - when I've looked it's been primarily terminal / incurable illness (different to an policy that covers loss of earnings due to illness)
That's not the same as having had a heart attack and wanting to buy life insurance
Unless I've misunderstood what you meant (entirely possible)
That's not the same as having had a heart attack and wanting to buy life insurance
Unless I've misunderstood what you meant (entirely possible)
