Insurance it's like one big game.

[bruce1530]

Changed house insurers last year, getting the price down quite a bit in the process. £180.

This year’s renewal, with no changes: £245

Running it through a comparison website, for same cover: £155.
With the same company that I’m currently with!

 

[Deleted member 26715]

My car insurance came through the other day, gone up by £15, used a comparison site, existing insurer came back at last years price ie £15 cheaper, another company is £15 cheaper than that, but as I've got it for sale I don't really want to take one out only to cancel it before it starts, I'm sure there will be some small print that will cost me a kidney if I do.

 

[gavroche]

My car insurance is due for renewal at the beginning of next month. I contacted my present insurer for the new quote , same details as last year, and he said : £258. It was less than £200 last year so went on line and found one with for £176 so guess who is going to have my business next month?

 

[Drago]

176 sheets? Flipping hell, do you have 35 points on your licence or list your profession as "conscript Syrian infantryman"? My old bus is group 40 and doesn't cost that much.

 

[gavroche]

176 sheets? Flipping hell, do you have 35 points on your licence or list your profession as "conscript Syrian infantryman"? My old bus is group 40 and doesn't cost that much.

Clean licence, no convictions, 9 years+ no claim and my wife as well as additional driver.

 

[Drago]

You live in Gaza next door to Hamas HQ?

 

[Venod]

Stuck with aviva for a while now as they have been good policies and get multi policy discount , they even matched my car insurance against the mrs price wise when she stopped driving as i was a named driver on the policy i kept the NCD

Plus one for Aviva, I have had the battles with various companies about renewal, but Aviva have been very good for a few year now, I think I have had to threaten to leave just once.

 

[cyberknight]

Plus one for Aviva, I have had the battles with various companies about renewal, but Aviva have been very good for a few year now, I think I have had to threaten to leave just once.

bit of a bump. work mate had a yoof dent his car, yoofs fault but uninsured so mate has to claim on his insurenace, avivia put his renewal up from£400 odd to over £900 for the 2 cars on the policy

 

[Drago]

You chum should have claimed from the MIB, who exist to cover the cost of whoopsies caused by uninsured or unidentified drivers.

 

[Venod]

bit of a bump. work mate had a yoof dent his car, yoofs fault but uninsured so mate has to claim on his insurenace, avivia put his renewal up from£400 odd to over £900 for the 2 cars on the policy

That's out of order, a while ago, Mrs Venod damaged the back end of an Audi we had insured with Saga, it looked bad so I rang Saga and told them I would get an estimate for repair, it turned out to be a lot less than the excess, so I told them we wouldn't be making a claim, come renewal time the policy increase was ridiculous, I asked them why, they said it was because we had reported a bump, but I said we hadn't made a claim, it made no difference, needless to say they didn't get my business and never have since despite being bombarded by their offers, be careful what you tell them.

 

[Freds Dad]

Martin Lewis did a good show last night about car insurance with a few tips on how to reduce it.

https://www.itv.com/hub/the-martin-lewis-money-show/2a1827a0079

 

[vickster]

bit of a bump. work mate had a yoof dent his car, yoofs fault but uninsured so mate has to claim on his insurenace, avivia put his renewal up from£400 odd to over £900 for the 2 cars on the policy

I’d be making the yoof pay? was yoof driving uninsured? Or was the idiot walking on the roof
Can MIB help?

 

[vickster]

That's out of order, a while ago, Mrs Venod damaged the back end of an Audi we had insured with Saga, it looked bad so I rang Saga and told them I would get an estimate for repair, it turned out to be a lot less than the excess, so I told them we wouldn't be making a claim, come renewal time the policy increase was ridiculous, I asked them why, they said it was because we had reported a bump, but I said we hadn't made a claim, it made no difference, needless to say they didn't get my business and never have since despite being bombarded by their offers, be careful what you tell them.

That’s normal. And you are obliged to report any accident to your insurers whether you claim or not.
Especially if there was someone in the other vehicle who could report to their insurer and make a claim, even a personal injury claim

 

[Pale Rider]

Careful what you don't tell them is better advice.

 

[Venod]

That’s normal. And you are obliged to report any accident to your insurers whether you claim or not.
Especially if there was someone in the other vehicle who could report to their insurer and make a claim, even a personal injury claim

But she scrapped a wall on our property, no other parties involved.