srw
It's a bit more complicated than that...
In case anyone missed it, I think srw's use of the term "spent" in inverted commas means playing with their online bike builders.
Errr.... Yes! I did once use the word without, though. I haven't the faintest idea whether the result is objectively "better" than I'd have got by spending less. I do know that it's a lovely bike, and for most of my regular riding on it considerably better than my other (£500) bike ever was.
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By the way, is it just me, or is anyone else looking at the thread title and thinking "needs a subjunctive"?