Scilly Suffolk
Über Member
Do you want a disc brake? Then get it man! Whatever makes you happy.
More gears? I don't know: you said you didn't use the gears you used to have, but if you want to ride up Ben Nevis then crack on.
What I'm trying to say is that if it works for you, then it is the right decision. There is no "right" answer to your question, beyond what makes you happy: this isn't an ordeal by fire.
As for resale values, forget it. Have a look on Ebay, it is awash with budget bikes (which both of your choices are). Far more likely, is that this bike will become your "second choice" bike (Winter hack/pop to the shops etc).
PS Get a shave.
More gears? I don't know: you said you didn't use the gears you used to have, but if you want to ride up Ben Nevis then crack on.
What I'm trying to say is that if it works for you, then it is the right decision. There is no "right" answer to your question, beyond what makes you happy: this isn't an ordeal by fire.
As for resale values, forget it. Have a look on Ebay, it is awash with budget bikes (which both of your choices are). Far more likely, is that this bike will become your "second choice" bike (Winter hack/pop to the shops etc).
PS Get a shave.