There was no evident brinelling of the upper bearing races when I checked them over.
Having renewed and greased the bearings, and adjusted as-said in post #29, there is no notchiness or tightness at any point of the steering.
I gave the bike another good run today over the rough roads of Leeds.
The "clacking" that was the original head problem is cured.
When I unscrewed the upper bearing, I was expecting to see the grease dried out and the bearing in a real mess.
There was still quite a bit of good grease there .... Just a shortage of balls.
I've a few other issues to attend to before I return to the question of the lower bearing.
This bike was used by a "friend" for some time 30 years ago before it was returned to me in a very poor state.
He was something of a hooligan !
I may be asking for technical advice on sorting out lateral run-out of the chainwheel before too long.
Also, the old steel rims are pitted (front and back), which means that braking is a bit rough.
So - I'm looking to replace with a couple of alloys.
I think that's the next job.
At the moment, the bike rides well - So I'm enjoying being back in the saddle after many years away.