Google pay or similar.

[stephec]

I've just got a new phone with NFC and am wondering if I should bother setting it up for contactless payments, at the moment I'm happy with using my bank card.

If I do go for it is there one app that's better than any other, or can I use my own banking app for it?

 

[Slick]

I simply refuse to go down that route.

I do realise that makes me Uncle Albert, but its just a step too far for me.

 

[Regular.Cyclist]

If you will be using multiple cards then it’s probably best to use Google Wallet or similar on your device. If it’s a single card then I’d use the banks own app if it supports NFC payments.

As for NFC payments I have them set up on my iPhone, Apple Watch, Garmin watches and even have a watch strap with NFC for devices that don’t support it themselves.

 

[Cycleops]

Can't you use you regular card for small payments now by just swiping over the terminal?

 

[Time Waster]

What is the situation with banks supporting such cardless payment systems? I have a fenix 6 that you can use to make NFC payments but looking on the garmin site it's mostly just the disruptor banks or minor banks or online only banks that are supported in the UK. How can you use them without having a supported bank account?

 

[Dogtrousers]

I haven't done that. It seems like a solution looking for a problem to me. But I'm an old git.

 

[Ian H]

What is the situation with banks supporting such cardless payment systems? I have a fenix 6 that you can use to make NFC payments but looking on the garmin site it's mostly just the disruptor banks or minor banks or online only banks that are supported in the UK. How can you use them without having a supported bank account?

HSBC and Natwest both do. Dunno about others.

 

[Drago]

Just tuck the card in the back of the phone case.

 

[craigwend]

Everyone in the house uses the Halifax app on their phones but me, though like many on here I'm bit of a...

 

[newts]

I've been using Google wallet for a couple of years, pretty easy to setup. Probably more secure than a card as you have to unlock the phone before you pay. I have Tesco clubcard, nectar & train tickets etc in the wallet app too.

 

[Dogtrousers]

Just tuck the card in the back of the phone case.

That's cheating.

Do you tap the phone on the reader like you are with-it and understand things, when really you are just a clueless old git?

 

[Drago]

That's cheating.

Do you tap the phone on the reader like you are with-it and understand things, when really you are just a clueless old git?

Guilty as chrged!

 

[Ming the Merciless]

I've just got a new phone with NFC and am wondering if I should bother setting it up for contactless payments, at the moment I'm happy with using my bank card.

If I do go for it is there one app that's better than any other, or can I use my own banking app for it?

Google or Apple Pay it’s the OS handling it. You add the bank cards you want, with a step to authorise with the relevant banks. Then you have the option of using your phone if you’ve forgotten your wallet / cards etc. Contactless you just bring phone close the machine / reader and authorise.

 

[geocycle]

I have Apple Pay set up. It’s fine and works quite well almost ll the time. Not as straightforward as tapping a card but a good back up. As others have said it’s more secure as it checks Face ID before authorising. It’s also good for paying on some apps like ringo for parking or northern for trains.

 

[cyberknight]

Just tuck the card in the back of the phone case.

thats what i do, and only for cafe rides.I dont generally even carry my cards unless i know i might need them and then its in an old school wallet.
EDIT my phones doesnt have NFC ..... or a tv