Exactly
I am a "grey" person according to GP
BP, Cholosterol, are just on the lower edge, and the diabetes just over
I use an electronic BP machine and a Glucometer to keep track
However in both cases I have "calibrated" against standard BP machines and a standard blood test so I have an idea.
The BP is slightly low, but the Glucometer is within 2% so accurate enough for routine monitoring
Having a rough idea of how accurate they are is a good idea, but I'd say it's more important that the instrument measures consistently so you can trend your results. Similarly we have a Withings wifi scale, it shows a little graph of which way you're heading (eg. up over Christmas). Links to an app/website for longer term trends and goals.
Same with Fitbit, not absolute number of steps but it does tell how active a day you've had. I'm not convinced by the bands that have HRM built in as the accuracy still seems a little hit and miss, hence the court action.
I'm currently wearing a Garmin FR15 which does step tracking but mostly bought for the GPS running tracking, often paired with a chest HRM - it only does HRM when in 'running' mode. Even if I had a Garmin that did wrist HRM think I'd still be looking to see if it could be paired with a chest strap for exercise.
I've had the FR15 a couple of years, waterproof and tough enough to have survived use at work (engineering). It replaced a fitbit flex,which lasted 6 months in similar use and didn't tell the time.