Cyclist down

[CopperCyclist]

Yep, I'm with Cubist here. Get a solicitor on the case. A nine month old bike shouldn't fail like that - leave it to Halfords and Carerra to argue whether it was the product or the assembly at fault.

 

[Miquel In De Rain]

Just seen the OP although I have remarked on other things in this thread.It's just bad luck but at least you are still with us.
It hasn't happened to me but there will always be some sort of mechanical failure.