Your earlier post said "I've been knocked off more than once and suspect most posters on cycling forums who've ridden long enough have too. I agree that one shouldn't misrepresent the dangers but they are ever-present and cycling boards replete with accident anecdote"
That contains one personal observation and two assertions about probability ("I've been knocked off more than once", " suspect most posters ..." and " the dangers [...] are ever-present")
I sympathise with your scepticism towards the use of stats, but on what other grounds can you make these assertions? the use of supposition and anecdote to the same end has even less credibility. There are obvious problems with "helmets prevent 88% of all head injuries" just as I'm sure there are with "helmet compulsion caused a 76% drop in cycling" but either of them still represents a step forward in the discussion from "a helmet saved my life once, you know"
My anecdotes are based a knowing lots of cyclists over many years and reading a sufficient number of cycling forums to make certain assertions. One such observation might be that if you leave a quality bike in the open, in a city centre for long enough, it will be pinched. I do know cyclists who do that and haven't yet had a bike nicked, on the other hand I know cyclists who've had almost every bicycle they've owned stolen in those circumstances. We can examine the quality of their locks, the exact place they leave the bikes or the value of their bicycles but in the real world in doesn't matter, the compelling reality is nice bikes get pinched in public places.
Re. accidents, I can't think of any time served riders who haven't had any vehicle related accidents. Whether that anecdote/statistic should discourage riders from continuing or newbies from taking up cycling is up to the individual concerned. What is disingenuous is to say 'you'll probably be fine' because the rider may not be and it won't necessarily depend on mileage or skill but pure chance.
On helmets I don't like wearing one because they're hot and sweaty, although I wear one off road. There is no logic in that but I slip off wet tree roots towards drystone walls often enough for it to feel like the right thing to do. There are numerous incidents where a helmet might save my head on the highway and plenty of accidents where it won't. A risk assessment in those circumstances is meaningless, people guess one way or the other. As for credibility I couldn't give a monkey's, my anecdote match your statistics if misfortune decides to trump either.