Stages of cycling:
1) I'm going to get a bike, but I'm not going to wear lycra. I will look silly.
2) I'm riding a bike and not wearing lycra. And proud. Why do we need it?
3) I'm riding further distances, and finding that my bum and adjacent areas get a little uncomfortable after a while. Find myself thinking about lycra.
4) I buy some lycra, just to try, but keep it carefully hidden under baggy clothes. I'm not really a lycra wearer, but they may be on to something.
5) I love lycra. Its warm, comfortable, doesn't chaffe, and feels good. I'm going to get some more. Bib tights, longs, shorts, anything I can get my hands on. Can't believe I was stupid enough to rule out lycra.
6) Hot day - ditch the baggies and stick with the lycra. Boy doesn't the bike fly! I've got there and back, still feel good, and have time for an extra cup of tea and a cake. Stupid non-lycra wearing cyclists. Don't know what they are missing.
7) Meet someone I know whilst wearing lycra. They laugh at me. I take a look in the mirror.

. Whose fault is all this?
8) Keep lycra carefully hidden under baggy clothes until I loose a bit more weight. I was right all along!