slowmotion
Quite dreadful
- Location
- lost somewhere
Ask Father Christmas for one of these...
http://www.amazon.co.uk/Bunkerbound...Y0YW/ref=sr_1_4?ie=UTF8&qid=1353960435&sr=8-4
Cashless Society
- Thread starter simon.r
- Start date
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http://www.amazon.co.uk/Bunkerbound...Y0YW/ref=sr_1_4?ie=UTF8&qid=1353960435&sr=8-4
MacB
Lover of things that come in 3's
- Location
- Farnborough, Hampshire
dear me 3BM you can't trust anything that those bottomless pits tell you
Crankarm
Guru
- Location
- Nr Cambridge
.
All my invoices have my bank details on and I ask my customers to pay me via bank transfer. I like to pay my bills that way too. I use my debit card for almost all shop purchases with the exception of things that are under a couple of quid. Credit card for things which I might want protection on.
On the other hand..................when someone hands over a thick wedge of readies it feels .....................goooood !
I'm another @Crankarm. I account for it all cash, cheque, transfer, whatever.
I find it's customers that are the ones who expect a discount for cash. I never offer one for cash and unless I am desperate for the work I'll not drop the price for cash.
I even get phone calls from potential customers who will ask for an estimate prior to a formal quotation and ask if they can ''save the VAT'' if they pay in notes. I'm surprised they really imagine I would say yes to someone I've never met and don't know.
On the other hand..................when someone hands over a thick wedge of readies it feels .....................goooood !
I'm another @Crankarm. I account for it all cash, cheque, transfer, whatever.
I find it's customers that are the ones who expect a discount for cash. I never offer one for cash and unless I am desperate for the work I'll not drop the price for cash.
I even get phone calls from potential customers who will ask for an estimate prior to a formal quotation and ask if they can ''save the VAT'' if they pay in notes. I'm surprised they really imagine I would say yes to someone I've never met and don't know.
Crankarm
Guru
- Location
- Nr Cambridge
Which is a fraud on the revenue (by both of you) if you don't apportion 20% of what they have paid you as VAT which I am sure you don't do. so paying in cash to get a cheaper price by not paying VAT is a no-no, unless the service or goods you are providing are zero rated for VAT purposes eg childrens' clothing.
dan_bo
How much does it cost to Oldham?
i dont use plastic,, if i cant pay cash then i go elsewhere ,i am neither retired , unemployed ,or a drug dealer.it annoys me that my local asda has thirty odd tills and ONE of them says CASH ONLY,surely it should be ONE till for CARD ONLY
Amen bro.
dan_bo
How much does it cost to Oldham?
some of us just dont trust the conniving *****.
dan_bo
How much does it cost to Oldham?
caveat. it's hard to get away from giving or recieving 'money' by numbers. just seems as straightforward (at least) to take the pi$$ as it is with cash. just 'cos it's 'accepted' don't mean it's right. and it doesn't mean i'm a dinosaur either.
Which is why I said I account for everything that comes in.
The point I was making was that I don't know who is calling from Adam so why would they expect anyone to agree a fraud 'just like that'. For all I know it could be the VAT office on the line.
Besides...................I'm not registered for VAT, but of course they wouldn't know that.
BigonaBianchi
Yes I can, Yes I am, Yes I did...Repeat.
- Location
- Iskele TRNC & Mordor UK
Berties
Fast and careful!
I use cash a lot but there is no advantage paying in cash in shops,it still has to be banked and with bank charges debit cards are the way o pay,if some one demands cash maybe they are trying to hide it not to pay their vat or tax!
Using cash just keeps you in touch with what you are spending in my opinion,ie I can draw 100 pounds and see I have spent it and or use a card and feel I've blown it ,it's physiological I know,if I haven't got a float of 100 pounds in my wallet I also feel naked,it's just a habit,bit like safety net savings ,big brother is watching the cards,likes to now what you earn and what you spend and where
Using cash just keeps you in touch with what you are spending in my opinion,ie I can draw 100 pounds and see I have spent it and or use a card and feel I've blown it ,it's physiological I know,if I haven't got a float of 100 pounds in my wallet I also feel naked,it's just a habit,bit like safety net savings ,big brother is watching the cards,likes to now what you earn and what you spend and where
MontyVeda
a short-tempered ill-controlled small-minded troll
- Location
- Lancaster... the little city.
Like I say... the teacher is likely talking crap... do kids not get pocket money any more... or is that a credit card too?
lulubel
Über Member
- Location
- Malaga, Spain
I don't know about other kids, but I never got pocket money. If I wanted something, my parents either gave me the money/bought it for me or not.
Having worked in retail a lot, I'm very familiar with parents handing the money to their child, so the child can pay and receive the change. It gives a grounding in basic arithmetic, especially if you "play along" and do the maths with them, and count out the change into their hand, which I and everyone I worked with always did. Plus, it gets the child used to handling money and developing an idea of its value. You don't get any of that when your parent just hands over a bit of plastic and taps in a PIN.
OP
OP
simon.r
Person
- Location
- Nottingham
I pay my window cleaner by bank transfer. He leaves a business card with his account details on after he's visited!
SatNavSaysStraightOn
Changed hemispheres!
- Location
- ɐᴉlɐɹʇsn∀ 'ɐɹɹǝquɐƆ
One of the countries we cycled through on our tour came as a touch of a culture shock to us: Norway. we made the mistake of walking into a bank expecting to be able to obtain cash (other than via an ATM which charges more and limits what you can take out) only to find out that in Norway, banks no longer handle cash. They are trying hard to be a cashless society and all this really appears to be doing is forcing 'cash' into other areas (to change our remaining Swedish Kroner into Norwegain kroner we ended up asking the tourist office who sent us to a newsagents where it was totally off the books.)
Up until that point (and once we had left Norway) we would go to a bank, withdraw an amount for a month's touring and we could see it disappear as the month went by. As a result, Norway is the only country we can easily prove where we went, how long we were there and what we did during that time - needed for my OH's security clearance because we were out of the country longer than 'they' like and have now asked for proof of where we were.
With cash, you tend not to keep receipts, with card; not only do you have the reciept but it shows up on statements as well - you can easily be traced... Personally I prefer cash - I can keep track of it much more easily, even if I can't prove where my OH has been....
Up until that point (and once we had left Norway) we would go to a bank, withdraw an amount for a month's touring and we could see it disappear as the month went by. As a result, Norway is the only country we can easily prove where we went, how long we were there and what we did during that time - needed for my OH's security clearance because we were out of the country longer than 'they' like and have now asked for proof of where we were.
With cash, you tend not to keep receipts, with card; not only do you have the reciept but it shows up on statements as well - you can easily be traced... Personally I prefer cash - I can keep track of it much more easily, even if I can't prove where my OH has been....