Hi Gregg.
After I read your post in this thread, I spotted your other one introducing yourself as being from the USA and I then realised immediately what the score was! We don't have to worry about medical bills here. We have to pay 'National Insurance contributions' which pay for our health service but those contributions are based on income. Really, they are just another form of income tax with the money being allocated to health and welfare. If you don't earn above a certain threshold you don't pay anything, and beyond that contributions are graduated but all patients get equal treatment
Once we need treatment we don't need to pay extra for scans etc. (There are exceptions which I have never understood - we have to pay a small prescription charge for drugs, but that is not related to the cost of the drugs and prescriptions are free once we get to 60. We also have to pay part of the cost of dental work or for glasses.)
I was very aware when I spent my 9 days in hospital that it would have cost A LOT if I had been in another country without private health insurance. I literally didn't pay a penny. They even sent me home in a hospital bus at the end of my stay. A nurse did free home visits for my regular blood tests until I was well enough to go to the local clinic to have them. They let me decide when that was - they didn't put any pressure on me. I knew that they were busy so I didn't abuse the privilege once I could make my own way to the clinic.
here's a comparison, you said a nurse came to your house till you were well, In 2010 the doctor wanted me to go to a physical therapy facility for a month after he released me. The facilty wouldn't take me because i had no insurance. I was left alone to fend for myself at home. I had to research strokes on the internet and figure out how to rehab my self, which I did. I didn't work for a year but finally came back.
We are fighting hard for universal health care for all in the states but the health industry is a massive cash machine for the insurance industry.
As you probably already know our govt. is incredibly corrupt, everything is pay to play. My 2010 hospital bill for an 8 day stay was $180,000 dollars. They took everything I HAD except my property. But.....I'm alive, enjoying life. All is good now.
I often wondered if you folks across the pond have any idea how corrupt our system here in the states is. They are ruthless, If you get sick and can't pay they just clean you out, trash your credit and leave you sick and in the poor house. It's a little bit better now with Obama care but still the insurance companies write the laws.
Don't mean to whine. It is what it is.
I'm OK now.......And my biking has a lot to do with it.
Gregg