Drago
Legendary Member
- Location
- Suburban Poshshire
Advice please. Someone has taken out a loan using my address.
- Thread starter Salty seadog
- Start date
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OP
OP
Salty seadog
Space Cadet...(3rd Class...)
Ok, for now this is the first contact. I phoned Cabot Financial this morning and with out giving my details away they said they would remove my address from their search and would not be sending anyone to knock on my door.
I'd like to think this is the end of it.
wiggydiggy
Guru
I think Mike Ayling's advice is a good place to start but don't expect the debt collection agency to give up easily. I would keep an eye on your credit rating in case they put a flag on your record (via your address) and also make a check of the electoral roll to see if someone has managed to add their name to your address.
I hope you get this sorted quicklyR
Re Credit Rating. The credit file companies such as Experian allow 1 free search per year, I'd get 1 now and one later when the matter is sorted from someone else.
Ps By search I mean they will send you a seven year credit file, it's eye opening to see what has done a search on you!
Bazzer
Setting the controls for the heart of the sun.
- Location
- On the edge of reality
Keep a record of contacts made, exchanges, etc., and the relevant correspondence.
We have had problems with a flat we own. At different times my daughters have moved in after we got rid of a bad tenants.
For the first, employees of a debt collection agency rocked up one evening, but providing the agency with a copy of the tenancy agreement proved my daughter was not the person they were looking for.
For the other daughter, we had some initial contact from HMRC concerning the previous tenant which was sorted very quickly. However, daughter two has had recently had parcels delivered to the address which are not in her name. Also a mobile telephone contract on the same name. The mobile company resolved it with one telephone call (sorry) and plod have become involved.
We have had problems with a flat we own. At different times my daughters have moved in after we got rid of a bad tenants.
For the first, employees of a debt collection agency rocked up one evening, but providing the agency with a copy of the tenancy agreement proved my daughter was not the person they were looking for.
For the other daughter, we had some initial contact from HMRC concerning the previous tenant which was sorted very quickly. However, daughter two has had recently had parcels delivered to the address which are not in her name. Also a mobile telephone contract on the same name. The mobile company resolved it with one telephone call (sorry) and plod have become involved.
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