Stuff and nonsense even for this old lady. I buy a bike that fits me, I modify it - or pay to have it modified - to my own preferences and specifications, then I spend a very few pounds a year on a puncture kit, a spare tube and some lubricant - end of. What if you're off the bike for a month? An 'owned' bike will cost nothing - and will still be ready to ride immediately the month is up - but the leased bike still has to be paid for, even when you can't ride it.
I can totally understand hiring a bike for a short period of time on a purely temporary basis - such as when one is away on one's hols and hasn't, for whatever reason, taken the bike - but having one on a monthly or annual lease arrangement makes no sense at all to me, sorry - unless it's a lease-to-buy subsidised thing like the C2W scheme.