I think what you define as natural I would call tempo riding. Supposedly around about 80% of maximum heart rate although I really can't be bothered with all the technicals and different levels.
For me tempo is hard but sustainable for up to about 3 hours.
Threshold is harder and right on the limit of my ability.
Anaerobic means I've panicked because I've ridden so slowly, I'm in danger of not getting under 30 mins for 10 miles!
Anyway - just off to the gym 4.5 miles away. I shall attempt to ride there and back at threshold, with little anaerobic bursts over the lumpy bits!
Warm up is the 1/2 mile downhill section at the start!