What year do you reckon mine is then? It's a Pioneer Trail, which appears to be the top of the range spec, but it's an 18 speed (3 on the front, 6 on the rear), not the 21 speed I can find in the catalogues. I don't see any year in which the gear count and colour for the Trail match mine. Components look decent quality Shimano, the calipers being Altus alloy, not the black finish ones you see more commonly. Brake levers are also alloy not black/resin. My 1989 MTB also has alloy levers & calipers, so I'm assuming the Pioneer is therefore quite early. The more I notice about it, the more I like it. Looks like a really nicely made bike. BTW, can you recall how much your Jaguar was new in 1998? i haven't come across any Pioneer price lists and I'd be interested to know what the current equivalent price would be adjusted for inflation. I know the 1989 MTB cost the equivalent of £370 in today's money, and that is a Raleigh ATT-23 steel frame not Reynolds..