The problem is that accepting more responsibility for our personal safety is a one way street. Back when cars were new, cyclists didn't need rear lights at all. First it was agreed that cyclists would have a white patch on their rear mudguard to show in headlights. Later it was agreed that they would have a red light, on a par with a glowworm. As time has gone by the perceived requirements have just got ramped up and up, but nothing comes back the other way. If we had an arrangement that, should a driver hit a lit cyclist, they would be prosecuted, that would show some intent towards reciprocity. All that happens is that, how ever much the cyclist takes appropriate steps, more and more excuses are made for them.