Zounds. I fine myself in agreement with Bonj
But I under stand where the OP is coming from. Now I'm no longer in the first flush of youth nor anywhere near racing weight, I find it best to respect other people's sensibilities when taking the bike into town shopping (I don't have a car so shopping is always by bike or trike) and visiting the coffee shop. On these occasions I go for 3/4 mtb capris which are loose, comfortable and quick drying, even - dare I say it, flattering - with an ordinary T-shirt and soft shell jacket, depending on the weather.
On the otherhand, if I'm out for a burn around the lanes on an evening or a longer Sunday ride, it's lycra all the way