The Retirement Thread

[BoldonLad]

My late sister in law maxed out several credit cards before she died 2 years ago.
All well and good........until the bank called her husband - who knew nothing about them.
She left him with £36000 of debt.
Must have been a loving and trustful relationship.

An acquaintance of mine had a similar situation. His wife maxed out several credit cards, ran up overdrafts with several banks, and, worst of all, re-mortgaged the house (forging his signature in the process).

When the proverbial finally hit the fan, she was over £150,000 in debt, and, the building society foreclosed on the house.

This was achieved (if that is the right word), over a period of five years, so, averaging £30,000 per year.

The money was all spent on clothes, cars, holidays.

The husband claims to this day that he knew nothing of what was going on.

It seemed unfair to ask him, but, I do wonder, how did he not notice that they were living £30,000pa beyond their income?

One ray of sunshine in this story, their marriage survived the aftermath, and, they are still together, slowly digging themselves out of bankruptcy.

 

[classic33]

Just got a letter from DVLA to say my driving licence is up for renewal, can't do it on line as passport is out of date, so now I have to go to a major post office so they can take a photo of me and then they have the cheek to charge me £21.50p, I'll go next week as I had to travel to Romsey.

Extracting the maximum possible from you.

 

[Dave7]

Think you will find eating carp is not illegal . It’s the catching it in a river and taking it home to eat that’s the illegal bit 😂😂😂😀

So you can dive in and eat it raw but you can't take it home and eat it ???

 

[Dave7]

Didn’t back in the day the monks have carp ponds for breeding carp.I think they ate carp

There is a reason you don't see many monks nowadays

 

[numbnuts]

Well the shopping all came, I think it's all there
so that saved me 5.83 miles in the car which I haven't got, but cost me £4 cash, I can see more trips by trike.

 

[classic33]

Well the shopping all came, I think it's all there
so that saved me 5.83 miles in the car which I haven't got, but cost me £4 cash, I can see more trips by trike.

Send the bill to the insurance company.

 

[numbnuts]

There is a reason you don't see many monks nowadays

A few years back two people in different cars saw a monk walk across the road.
There were two car in front of me early one winters morning so it was still dark, without any warning both cars swerved to the other side of the road, the next thing I was braking hard and also swung to the other side for there was a monk in the middle of the road.
I looked back but there was no one there, a few hundred yard down the road I saw the two cars stopped, I pulled in behind them both drives had got out of their cars and we all confirmed that we had seen a ghost of a monk...............

 

[ColinJ]

His name was Bob, and he was going to his house!

 

[oldwheels]

Think you will find eating carp is not illegal . It’s the catching it in a river and taking it home to eat that’s the illegal bit 😂😂😂😀

It will be for the same reason we were told venison was too rich for us plebs to eat so we had to be protected by making killing deer illegal unless you were of the aristos. It was ok for them to eat it.
Rabbits, hares, salmon and trout were also to be kept off the menu for the common herd.

 

[oldwheels]

A few years back two people in different cars saw a monk walk across the road.
There were two car in front of me early one winters morning so it was still dark, without any warning both cars swerved to the other side of the road, the next thing I was braking hard and also swung to the other side for there was a monk in the middle of the road.
I looked back but there was no one there, a few hundred yard down the road I saw the two cars stopped, I pulled in behind them both drives had got out of their cars and we all confirmed that we had seen a ghost of a monk...............

We used to have a ghost car at a certain point on the main A848 coming towards you on single track. It appeared in the distance but never passed and there was no escape routes and not enough time for anyone to turn round. I only saw this once [while sober] and others reported similar sightings. It has not been seen since some road improvements were done. Drivers here look further ahead than on mainland and are constantly checking oncoming traffic to try to meet in a passing place to avoid either car stopping.

 

[12boy]

Was 33C yesterday and 6C this am. But still "breezy".
I too have returned from rides fuzzy about where I had been or even wondering later if had gone at all. One of the reasons I rotate through my bike fleet in an impotent attempt to introduce some difference from one ride to another.
Aside from a ride there isn't too much that has to be done today so that is nice, although after riding I may wonder if a ride was ridden.

 

[pawl]

That’s probably where “ Carpe Diem” originated 😉

Or perhaps Wil you stop carplng

 

[Tenkaykev]

I've been experiencing intermittent problems with my Broadband, Random disconnects and the speed is not what it should be. I've spoken with my ISP ( Zen) who wanted me to try various things so as to narrow down the possible cause. I'm sure that the line is noisy, I did the BT " Quiet Line" test several times, and can hear that the line is crackly ( sometimes it is OK, sometimes noisy, so an intermittent fault ) I've ordered a new Master Socket just to eliminate faulty internal components. It is coming from Amazon, and I was checking the suitability of the item when I saw this in the description:

• Includes quality backbox and M3.5 machine screws.
• Especially Designed To Support Cup Sizes From C To F
• Heat Moulded Inner-Cups Encapsulate The Bust To Limit Movement And Prevent Chaffing

I've advised them of an inaccurate item description, but it did make me smile.

 

[Flick of the Elbow]

Ended up doing a favourite walk today, a circuit from Coylumbridge that takes in Loch an Eilein. Still not many people about. Noticed huge numbers of tadpoles whilst we were lochside having lunch.

 

[ColinJ]

I'm glad that it isn't just me who has the blank spells!

What worried me about last night's is that when I am paying attention, that is one of the local descents that I treat with extra caution. It is steep enough that speed can build up very quickly, and hard braking can be scary. The bends need to be treated with respect - they sometimes have gravel on, and it is easy to go too fast into them. The road surface has bumps in a few places and hitting one of those at speed is very alarming and potentially risky.