The Retirement Thread

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Dave7

Legendary Member
Location
Cheshire
Unfortunately, my mind retired me before official retirement... I decided that being poor was better than drinking myself to death or joining the poor souls flinging themselves from the Humber Bridge! (Looking back now, obviously other more positive options were available, but it didn't feel like that at the time.)
But but but......if you jumped off the Humber bridge with a VERY BIG parachute and maybe 2 bottles of whisky it could be a close run thing ^_^
 

numbnuts

Legendary Member
We have rain too, but no thunder
 

gavroche

Getting old but not past it
Location
North Wales
I got lucky on today's lumpy little ride. I had seen that rain was forecast but thought I might get back before it started. I set off and climbed steeply up to Todmorden Moor, but soon dark clouds started to roll in. I felt a few spots of rain and didn't want to get caught in a deluge again like yesterday, so I turned and headed back. Not directly though, there were a couple of other places that I wanted to go on the way, including the obligatory stop for a Metro. Well, I managed to just avoid the rain... All the way home the roads showed signs of a recent downpour, but I completely avoided it this time. When I got back into the town centre I could see that half the town had been drenched and the other half was dry. I had been on the dry side for a change.


I felt the same way... I am so used to being hard up now that spending more than the minimum on things feels very stressful!

It is true about cheap crap though. My last couple of pairs of cheapo boots didn't last well, but what can you do? It is one thing knowing that something expensive is better value in the long run, but how does that help if you can't afford to buy it? I suppose that is what the 'Payday loans' ripoffs are all about... People who don't accept that they can't afford things buy them anyway, but end up in a financial nightmare a few months later.

Once I get my pension, things will improve and I will start replacing the worn-out boots etc.

I look back and can't believe how much money I used to spend without even a second thought. In 1999, annoyed at having missed the Pru Tour peloton tackle the Nick o' Pendle climb, I jogged to a nearby bike shop and decided to buy a new bike. They had some nice Bianchis for about £1,000. But then I saw the nicer Bianchis for £1,250. But they were not quite as tempting as the £1,500 ones. Ooh, that £1,750 bike looks just great. Oh blow it, what's the best one? :okay: They didn't have one of them in stock, but ordered a frame my size and built one for me for £2,000. Total time spent thinking about it, around 10 minutes... These days, I might spend hours trying to save £1 on a new inner tube! :laugh:
In the late 50s and early 60s, my parents had to be very careful with money with 4 kids to bring up and only my father's wage coming in. In those days, there was no credit cards or easy loans. I remember watching my mother keeping a record of every centime spent in a little book.
Despite being poor really, we always had a summer holiday, camping of course, and we were never short of food.
My dad used to work away five days a week in order to earn extra money.
I think I have inherited some of my mum's habits as I am also careful about where my money goes and can't stand throwing food away or asking children what they want to eat, as my own kids do with their children.
 

classic33

Leg End Member
Urgent message for @welsh dragon
Problem = you are looking for washing to try out your machine
Solution = I have just stripped the bed.

I am happy to leave bedding, bagged, on the drive.
All you have to do is collect, wash, dry and bring it back tomorrow morning.

No thanks needed.....I am happy to help out ^_^
You're too kind. Bugger off:laugh:
I think she's saying that she's not worked out how to use it yet, could you wait whilst she does.
 

classic33

Leg End Member
Women are such complicated people aren't they.
If a bloke says bugger off he means erhh, well, bugger off.
When Welshie tells me to bugger off she actually means "give me some time".
I live and learn :rolleyes:
Just send it down with the instructions, she'll do it when she has the measure of the machine.


Don't forget to include a return address.
 

Exlaser2

Veteran
Credit cards are a way of paying banks a fee to borrow money from your future self.

Very true but in the 40 years I have had one, I have only ever been charged three times and that’s only because they changed the normal payment date ( always complained and got the late payment charge back twice.😀) . I have never used a credit card to borrow money . Always pay up in full at the end of every month 😀😀
 

numbnuts

Legendary Member
Very true but in the 40 years I have had one, I have only ever been charged three times and that’s only because they changed the normal payment date ( always complained and got the late payment charge back twice.😀) . I have never used a credit card to borrow money . Always pay up in full at the end of every month 😀😀

Just after my accident and divorce money was really tight I was only getting £12 per week sickness benefit and I only had the clothes that I stood up in and there was so many things I needed, my family rallied round, but I ran up a £2000 on Mastercard, in the end I could only pay the interest.
After a four months my full disabilty benefit was sorted and I could pay off my my account as it was back dated I even had some money to put away. :smile:
 

12boy

Guru
Location
Casper WY USA
Ride done, meat loaf and left over Margherita pizza for lunch. Digging up gravel is next. Mrs 12 wants egg&potatoe burritos with green chile, sharp cheddar and guacamole for dinner. I will need to get some fresh tortillas for the burritos. What Mrs 12 wants I endeavor to get. Yes ma'am, right away ma'am.
 
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