The Retirement Thread

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Exlaser2

Veteran
Just been into Northampton and back, a quick 23 miles. That's nearly 700 miles on the ebike in 3 months.
Couldn’t you have picked somewhere nice to go . Lol lol . Only joking, my daughter did her degree and her masters there and loved both the uni and the town . My only experience of the town is the the uni campus, having great meals at the Vintage Retreat and the Smoke Pit and going to Pinnel and Bax chandlery to spend far too much of my disposable income on boats/sails/ropes etc 😂😂😂😀😀
 
Been for a blowy walk, damp at times but very mild.
Now waiting to see if Nicola bottles it again.
 

Exlaser2

Veteran
How did you get an MOT for £48? I thought it was a fixed price of £54.
That is nothing for insurance. Mine is £950 or thereabouts.
Wow I thought mine was high. But that’s because of a having a company car for the last 25 years ( and having to claim in my last year ) . So when I came to look for my own insurance last June , I had no no claims . Having to find £770 was a bit of a shock . This year, with at least 1 years NCD, I spent a lot of time trying to get a better deal , still only got it down to £590 .
 
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Deleted member 1258

Guest
I have been for a bimble this morning, 56 miles out to Middleton and Back, outside of lockdown I'd have stopped at Middleton hall but this morning I stopped in the village and ate the cereal I was carrying. My usual route out would have taken me out through Allesley and up Harvest Hill Lane then back in through Tile Hill, this morning I extended the route out through Tile Hill, up Duggins Lane, past Nailcote Hall then left through Berkswell then left into Cornets End lane and at the big roundabout right heading for Meriden before turning onto the path past the golf course then right onto the Birmingham road and at the small roundabout left to take me over the A45 and onto my regular route through Maxstoke and on to Middleton, on the way back I just followed my route out in reverse. Not a bad morning, grey and breezy, but it stayed dry. I've had an enjoyable morning out on my bike.
 

Drago

Legendary Member
Couldn’t you have picked somewhere nice to go . Lol lol . Only joking, my daughter did her degree and her masters there and loved both the uni and the town . My only experience of the town is the the uni campus, having great meals at the Vintage Retreat and the Smoke Pit and going to Pinnel and Bax chandlery to spend far too much of my disposable income on boats/sails/ropes etc 😂😂😂😀😀
Trust me, I didn't linger!
 

oldwheels

Legendary Member
Location
Isle of Mull
I'm paying £159 for a 2.2ltr diesel Honda CRV. ;)
My motorhome which I have now sold was considerably cheaper but the company did not do cars and seemed to specialise. The Caravan and Camping club declined to renew my insurance once I was over 70 as the insurer they used had an age policy I was told.
We had a Fiat Panda for a while as it had good access for even a mobility scooter [dismantled] and it was I think about £400. The wheels stared to disintegrate which was a bit frightening as I had been bombing up and down the A90 to Aberdeen and when I changed the price rose sharply. I did manage to knock off £100 from this year's quote. An automatic transmission Peugeot was about £1600 for some unknown reason. Being the only named driver does not help. When I was visiting once my son tried to get me added to his car but they declined to quote when my date of birth was mentioned. Stupid thing is I can still drive it legally on my insurance but with no accident cover.
 

oldwheels

Legendary Member
Location
Isle of Mull
Wow I thought mine was high. But that’s because of a having a company car for the last 25 years ( and having to claim in my last year ) . So when I came to look for my own insurance last June , I had no no claims . Having to find £770 was a bit of a shock . This year, with at least 1 years NCD, I spent a lot of time trying to get a better deal , still only got it down to £590 .
My son has a company car but keeps an old banger to keep his NCD going. Before he joined his present company it was his "airport car" as it spent most of it's time sitting in airport car parks.
 

classic33

Leg End Member
My motorhome which I have now sold was considerably cheaper but the company did not do cars and seemed to specialise. The Caravan and Camping club declined to renew my insurance once I was over 70 as the insurer they used had an age policy I was told.
We had a Fiat Panda for a while as it had good access for even a mobility scooter [dismantled] and it was I think about £400. The wheels stared to disintegrate which was a bit frightening as I had been bombing up and down the A90 to Aberdeen and when I changed the price rose sharply. I did manage to knock off £100 from this year's quote. An automatic transmission Peugeot was about £1600 for some unknown reason. Being the only named driver does not help. When I was visiting once my son tried to get me added to his car but they declined to quote when my date of birth was mentioned. Stupid thing is I can still drive it legally on my insurance but with no accident cover.
Worth challenging under the Equalities Act 2010. Get them to prove you're a greater risk.
 

pawl

Legendary Member
I was not aware that the test price could be negotiated down as I have always been charged the maximum rate. Not sure that is widely known so must spread the word.
My car insurance is age related even tho' I have a clean record in every respect. Once you get over 70 it starts to get dodgy and 75 is the next hurdle. Many companies simply refuse to quote once I give my date of birth and I have been warned by somebody who was in the brokerage business that some companies will take the insurance on and then after one year drop you. There is little option but to stay with one who will keep you on even tho' expensive.


I pay £273 a year 10000 miles per year I did go on the comparison sites and found several cheaper but when I added extras to bring it up to the current level it was more expensive

I am currently insured with Santander
 

gavroche

Getting old but not past it
Location
North Wales
My car is due to have four new tyres as they only have 1.5 mm left over the legal 6 mm limit. £84 each. Mind you, it has now done 53000 miles and the back tyres are still the original ones from when I bought it new in 2015. ^_^
I am thinking of having it done next week as we may have to go down to Devon soon.
I managed to go out on the bike this morning for a 19 miles ride, before the rain is due to come later.:smile:
 

12boy

Guru
Location
Casper WY USA
My car insurance is about $1200 yr for 4 cars, one of which has no comprehensive. The windshield deductible is $250, though. Used to be a new windshield cost me $100 but those days are gone. I really had not considered the cost will go up with our age.
Another windy day in which I will bike to the library, get the free weekly paper, and maybe clean up the little branches and twigs my 2 coottonwood trees shed constantly. Other fun past times may include setting up a new router and replacing the socket on the range hood.
Saw the cancer doc yesterday and although the primary side effect of Mrs 12s meds is a lot of fatigue, the cancer markers are stable. When they aren't a round of chemo will be in order. This 4 day trip to the metro Denver area was tough for her although she loved seeing and holding the grandson, and for me too, although a lot of mine was due to not getting any exercise and eating too much.
Well, enough snivelling. The vaccine issue seems to hold some hope and its only 34 days until until the days lengthen once again. When working, a number of my bosses were fired or demoted, and one used to say " in the absence of hope there can only be despair". A little hope is a good thing.
Ten cuidado y sea feliz.
 
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