The Retirement Thread

[Dave7]

When we moved to my present house we were surrounded by green fields. Now there are houses as far as the eye can see and always somebody with a petrol garden implement or else a digger preparing foundations for yet another house in solid rock.

Same here oldwheels.
Move here '82. Back of us was all farms. No houses at all. A nice walk to the nearest (country) pub with flagstone floors.
Now it is mile upon mile of houses and the country pub is now part of a chain.
Progress hey ??

 

[PaulSB]

My son and Alex's twin have both tested negative for covid19. Phew.

👏👏

 

[Dave7]

We're down the pub.

View attachment 550106

Have to say........
a) it looks nice
b) your good lady doesn't seem impressed

 

[Deleted member 1258]

Have to say........
a) it looks nice
b) your good lady doesn't seem impressed

My Good Lady never looks impressed.

 

[Flick of the Elbow]

Set out this morning under a damp and gloomy sky just going through the motions, but ended up having a thoroughly enjoyable ride through the autumnal lanes of Midlothian, even a bit of sunshine by the time I got back, glad I went out !
And now for an afternoon of the Binky Bonk tour

 

[PaulSB]

Got a phone call last week to say "the flush" had been carried out over night. I told them it hadn't or I would have heard it. They came out next night and did it.
Another phone call to say all tests were good ie all clear.
We are still drinking bottled water only though.

I read the bit about water tests and immediately thought Dave was waiting on urine sample results.

😂😂😂

 

[PaulSB]

A trick I was told was if they ring up and ask for Mr So and So, you say hang on, I'll go and get him and just leave the phone. It's interesting to see how long they hold on before they hang up

My eldest had a part time job in a local call centre when he was 18 and saving for his Australia trip.

I did this one evening when we were all sat round the tea table. He had a real go at me about it.

 

[Dirk]

We're down the pub.

View attachment 550106

Disgusting! 🐷🐷

 

[Dave7]

My Good Lady never looks impressed.

Her expression is similar to MrsDs when I get undressed.

 

[welsh dragon]

Her expression is similar to MrsDs when I get undressed.

 

[Drago]

Her expression is similar to MrsDs when I get undressed.

Mind bleach!!!

 

[12boy]

As far as pensions go when I was working out if we could afford my retiring I compared my actual net income from the job vs pension, not the gross. They weren't that far apart although the gross pension was 45 k less than the job. Then we revisited our expenses and some economies were there, some of which were directly related to working. We were used to not living large so we have enough to live modestly without worrying about money all the time.​

 

[Dirk]

@Dave7
Bought this on your recommendation - will test run it tonight.

 

[12boy]

Here's a rude and perhaps vulgar question....how much does it take to live comfortably in the UK? Assuming you own your house and car so expenses would be mostly food, restaurants, streaming channels and other entertainment, medical bills, insurance on cars, water, sewage and trash collection, gas and electricity and so forth. And what are housing costs like there?
Here's some figures for our little town:
An ok little house 200 k
Car insurance for my 4 old cars 1000/year
Health ins 500/mo...but only because it is supported by my pension.
Gas and electric ave 200 month
Water sewage and trash ave 70/mo
Food could get by on 500/mo but Mrs 12 buys a lot of stuff at farmers markets or local shops so 750
Plates for the fleet 300/year
A better restaurant meal with a beer for Mrs 12 and a tip 50.
Netflix, Hulu , Sirius Prime and Amazon Prime 25 mo
Gas (petrol) currently at 2.07 gallon. Since the town is small a tank of gas might last a month for the primary cars and 2 or 3 for the others.
2 bedroom apt or small house 1200/mo.
A favorite lament of the seniors has always been "I am on a fixed income". I've always thought "who isn't?

 

[Flick of the Elbow]

@Dave7
Bought this on your recommendation - will test run it tonight.
View attachment 550119

Just been googling the reviews, sounds very interesting, keen to hear what you think of it.