The Retirement Thread

[Dave7]

We've always had seperate accounts, I can't remember why we went down that road now. It might have something to to do with my Good Lady only ever doing part time work or not working at all for most of our time together.

Dave.
I am definitely not knocking it.....whatever works for you.
For many years I was the only one employed as we agreed MrsD to bring kids up (plus other things too complicated for this thread) but even then.....one pot with equal access. Nice feeling tbh.

 

[welsh dragon]

Only 1 joint account for us as well. It all goes into 1 pot. Always has. It's our money not yours and mine, unless of course Mr WD wants to spend some .

 

[Dave7]

Only 1 joint account for us as well. It all goes into 1 pot. Always has. It's our money not yours and mine, unless of course Mr WD wants to spend some .

A case of whats yours is mine and whats whats mine is my own

 

[Mo1959]

I had thought about going a walk but glad I didn't as there has been a series of very heavy thundery downpours.

Coffee and a browse till tea time. Do I really want to inflict yet another government daily brief on myself?

 

[BoldonLad]

We dont and never have had seperate accounts. Its all in one lump (well two plus the ISAS) and either of us are free to access them. So much easier with less worry/stress.
My Bro & wife and my mate & wife have seperate accounts. He pays for this....she pays for that......why? I don't get it.

We have separate accounts, but, we also have a joint account, which is used to pay for "household expenses".

We each contribute an amount each month to the joint account, then, bills, food, etc are paid for from the joint account.

We then each have our own "personal" money, which we can spend as we wish.

In practice, purchases even from "personal" money are usually discussed, but, it also means that Mrs @BoldonLad has money she can choose to spend on herself, as she wishes, and, I have money which I can choose to spend on Mrs @BoldonLad, as she wishes.

Works for us, but, each to their own.

 

[welsh dragon]

A case of whats yours is mine and whats whats mine is my own

Absolutely. Bang on.

 

[Dave7]

We have separate accounts, but, we also have a joint account, which is used to pay for "household expenses".

We each contribute an amount each month to the joint account, then, bills, food, etc are paid for from the joint account.

We then each have our own "personal" money, which we can spend as we wish.

In practice, purchases even from "personal" money are usually discussed, but, it also means that Mrs @BoldonLad has money she can choose to spend on herself, as she wishes, and, I have money which I can choose to spend on Mrs @BoldonLad, as she wishes.

Works for us, but, each to their own.

Works the same for us but with one account. If MrsD or me want anything we just say it and the other is perfectly ok with it.
TBH MrsD has few hobbies compared to me so if she spends money its mainly clothes. Its me that has had the hobbies eg photography, golf, cyclyng etc and she has never batted an eye lid.

 

[PaulSB]

I had thought about going a walk but glad I didn't as there has been a series of very heavy thundery downpours.

Coffee and a browse till tea time. Do I really want to inflict yet another government daily brief on myself?

No you don't. We stopped weeks ago. It's quite a relief the news has started talking about other stuff.

 

[Drago]

I've ordered a takeaway curry to be delivered. Yum yum!

 

[Tenkaykev]

I've ordered a takeaway curry to be delivered. Yum yum!

Our favourite Indian restaurant does a Monday / Tuesday night special offer, starters, mains, sides, naan, poppadoms for 2 people for about £23, it's excellent and feeds us for two days. The curry on the second day always tastes that bit better.

 

[Dave7]

I've ordered a takeaway curry to be delivered. Yum yum!

More details required.
Which curry ??
What with ??
Dont think any of our curry houses are open

 

[pawl]

I've ordered a takeaway curry to be delivered. Yum yum!

Mrs P has made a Shepherds Pie 🥧 So yum yum yum.😍😍😍😍

 

[pawl]

Only 1 joint account for us as well. It all goes into 1 pot. Always has. It's our money not yours and mine, unless of course Mr WD wants to spend some .

Same here

 

[pawl]

Well that was an interesting walk. We walked to the Spar and decided to explore another route. We were busy jangling while turning down various paths and alleys, when we suddenly realised we did not have a clue where we were. Lots of the paths just fizzled out into dead ends. OK, the Spar is less than a mile nornally so we can't exactly get lost but we just did not recognise anything.
So.... we decided "lets do a left and try this way". We found a school we didn't know existed** and then..........came out on a path DIRECTLY OPPOSITE the close adjoining ours .
**we were at the back of the school so din't recognise it .
It turned into a very, very long 2 miles as we then still had go to the Spar.

Strava Wahoo Google maps.😋😋😋😋

 

[Drago]

More details required.
Which curry ??
What with ??
Dont think any of our curry houses are open

I'm having a sheikh kebab starter, chicken tikka masala with boiled rice and a cheese naan. My curry tastes are fairly unadventurous, but this curry joint is superb.